5376 Hwy 4, Baker, FL 32531 Property Records

Okaloosa County property record for 5376 Hwy 4, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$186,500 (May 2022)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	May 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-3285-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-3285-3`
Alternative APN	`16-3N-24-0000-0064-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,268 sqft Heated Area
Gross Area	1,579 sqft
1st Floor Area	1,268 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	210 ft Width
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5376 HIGHWAY 4
City	BAKER
State	FL
Zip	32531-8423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR NE1/4 OF SW1/4 S 366 FT TO S SIDE HY SELY ALONG HY 140 YDS FOR BEG SELY 70 YDS S 70 YDS NWLY 70 YDS N 70 YDS TO BE
Legal Range	24
Legal Township	03N
Legal Section	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2017
Census Tract	20101

Owner

5376 Hwy 4 is owned and occupied by an individual who bought it in May 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	5376 HIGHWAY 4, BAKER, FL 32531-8423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Feb 27, 2004 · Amount on File
Deed Document Number	3551282
Deed Book / Page	3622 / 3870
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 19, 2022
Property Address	5376 HIGHWAY 4, BAKER, FL 32531-8423
Document Number	0036223870
Book / Page	3622 / 3870
Instrument Date	May 17, 2022
Instrument	3551282
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570701 DRIVER ROAD, 570701, BAKER, FL 32531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5376 HIGHWAY 4, BAKER, FL 32531-8423

Mortgage

Document Number	0036223891
Date	May 19, 2022
Instrument	3622/3891

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5376 Hwy 4 was $1,281.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00	$121,584 Land $10,895 Building $110,689	$121,584 Land $10,895 Building $110,689
2023	$1,220.00 (+20.32%)	$115,470 (+8.46%) Land $9,256 Building $106,214	$115,470 (+8.46%) Land $9,256 Building $106,214
2022	$1,014.00	$106,459 Land $8,650 Building $97,809	$106,459 Land $8,650 Building $97,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5376 Hwy 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5376 Hwy 4 is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink.

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