5375 Pacifica Dr, San Diego, CA 92109 Property Records

San Diego County property record for 5375 Pacifica Dr, San Diego, CA 92109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1997
Lot Size	0.326 acres (14,200 sqft)
Owner	Company Name on Record
Last Sale	$1,170,000 (Dec 2014)
Tax Bill	$19,122 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`417-480-07-00`

Property Details

APN / Parcel Number

Primary APN	`417-480-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	14,200 sqft (0.326 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5375 PACIFICA DR
City	SAN DIEGO
State	CA
Zip	92109-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 296 TR 005044
Legal Subdivision	PACIFICA DEL MAR
Legal Tract	005044
Legal Block	1
Legal Lot Number	296
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	8301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5375 PACIFICA DR, SAN DIEGO, CA 92109-1548
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage KINECTA FCU
Sep 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 30, 2020	Quit Claim Deed, Transfer · Line of Credit KINECTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	2014535585
Prior Transfer Date	Sep 23, 1993
Prior Transfer Doc	0000647917
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5375 PACIFICA DR, SAN DIEGO, CA 92109-1548
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5375 PACIFICA DR, SAN DIEGO, CA 92109-1548

Mortgage

Document Number	0000161866
Date	Jun 21, 2023
Instrument	2023-0161866

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2020
Property Address	5375 PACIFICA DR, SAN DIEGO, CA 92109-1548
Document Number	0000579932
Instrument Date	Sep 22, 2020
Instrument	579932
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5375 PACIFICA DR SAN DIEGO CA 921091548, SAN DIEGO, CA 92109-1548

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2020
Property Address	5375 PACIFICA DR, SAN DIEGO, CA 92109-1548
Document Number	0000218887
Instrument Date	Apr 15, 2020
Instrument	218887
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5375 PACIFICA DR SAN DIEGO CA 921091548, SAN DIEGO, CA 92109-1548

Mortgage

Document Number	218888
Date	Apr 30, 2020
Instrument	218888

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,513,349 (+2%) Land $1,189,105 Building $324,244
2025	$19,122.00 (+15.26%)	$1,483,677 (+9.78%) Land $1,165,790 Building $317,887
2023	$16,591.00 (+2.73%)	$1,351,556 Land $1,120,522 Building $231,034
2022	$16,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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