5375 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 5375 Oak Point Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 2002
Lot Size	0.305 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Jul 2015)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-006-104-022`

Property Details

APN / Parcel Number

Primary APN	`02-03-006-104-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	2,205 sqft
1st Floor Area	1,769 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,117 sqft (0.305 acres)
Lot Dimensions	148 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Stoop
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5375 OAK POINT RD
City	LORAIN
State	OH
Zip	44053-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20020827556
Legal Subdivision	LONG MEADOWS 01
Legal Tract	03
Legal Block	104
Legal Lot Number	14
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2003
Census Tract	97201

Owner

Source: Lorain County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5375 OAK POINT RD, LORAIN, OH 44053-1844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage KEYBANK USA
Aug 11, 2023	Transfer on Death Deed, Transfer
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2015 · Amount on Record
Deed Sale	Jul 23, 2015 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	2015552982
Last Transfer Date	Apr 11, 2026
Transfer Doc	0000092349
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 20, 2026
Property Address	5375 OAK POINT RD, LORAIN, OH 44053-1844
Document Number	0000092349
Instrument Date	Apr 11, 2026
Instrument	202692349
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5375 OAK POINT RD, LORAIN, OH 44053-1844

Mortgage

Document Number	0000092350,
Date	Apr 20, 2026
Instrument	202692350

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 11, 2023
Property Address	5375 OAK POINT RD, LORAIN, OH 44053-1844
Document Number	0000925295
Instrument Date	Aug 10, 2023
Instrument	2023-0925295
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5375 OAK POINT RD, LORAIN, OH 44053-1844

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5375 OAK POINT RD, LORAIN, OH 44053-1844
Document Number	0000655122
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5375 OAR POINT RD LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	0000655122
Date	Dec 14, 2017
Instrument	655122

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 13, 2032

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00 (+1.75%)	$85,390 (+%) Land $19,250 Building $66,140	$243,960 (-) Land $55,000 Building $188,960
2024	$3,553.00 (+7.96%)	$85,386 (+28.03%) Land $19,250 Building $66,136	$243,960 (+28.03%) Land $55,000 Building $188,960
2023	$3,291.00 (-2.34%)	$66,693 (-0.01%) Land $12,096 Building $54,597	$190,550 (-) Land $34,560 Building $155,990
2022	$3,370.00	$66,700 Land $12,100 Building $54,600
2021			$190,550 Land $34,560 Building $155,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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