5370 Ugstad Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 5370 Ugstad Rd, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,028 sqft · built 1988
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2020)
Tax Bill	$3,850 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`280-0012-01022`

Property Details

APN / Parcel Number

Primary APN	`280-0012-01022`
Alternative APN	`1098035`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,028 sqft Gross Area
1st Floor Area	1,028 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Lot Area	169,884 sqft (3.9 acres)
Garage Area	896 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	160 sqft
Deck Area	40 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1098035
Street Address	5370 UGSTAD RD
City	DULUTH
State	MN
Zip	55811-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 412 FT OF WLY 412 FT OF NW1/4 OF SW1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	15
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3003
Census Tract	10602

Owner

Source: St. Louis County records · APN 280-0012-01022

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5370 UGSTAD RD, DULUTH, MN 55811-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	20201393024
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2020
Property Address	5370 UGSTAD RD, DULUTH, MN 55811-9705
Document Number	00A1393024
Instrument Date	Oct 09, 2020
Instrument	A1393024
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5370 UGSTAD RD DULUTH MN 558119705, DULUTH, MN 55811-9705

Mortgage

Document Number	A1393025
Date	Oct 14, 2020
Instrument	A1393025

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5370 UGSTAD RD, DULUTH, MN 55811-9705
Document Number	00A1371708
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5370 UGSTAD RD DULUTH MN 558119705, DULUTH, MN 55811-9705

Mortgage

Document Number	00A1371708
Date	Jan 17, 2020
Instrument	A1371708

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,850.00 (+3%) Homeowner's exemption
2025	$3,738.00 (-1.84%) Homeowner's exemption	$402,700 (+3.12%) Land $95,000 Building $307,700	$402,700 (+3.12%) Land $95,000 Building $307,700
2024	$3,808.00	$390,500 (+16.64%) Land $92,300 Building $298,200	$390,500 (+16.64%) Land $92,300 Building $298,200
2022		$334,800 Land $80,300 Building $254,500	$334,800 Land $80,300 Building $254,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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