St. Louis County property record for 5370 McKinley Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,656 sqft · built 2011 |
| Lot Size | 0.716 acres (31,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Jul 2025) |
| Tax Bill | $10,410 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0191-00040 |
| Primary APN | 395-0191-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,656 sqft Gross Area |
| 1st Floor Area | 2,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 31,196 sqft (0.716 acres) |
| Garage Area | 840 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 252 sqft |
| Storage Building | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1184934 |
|---|---|
| Street Address | 5370 MCKINLEY DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-3684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 2 SERIAL # |
| Legal Subdivision | JACKSON ESTATES 2ND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10302 |
5370 McKinley Dr is owned and occupied by two individuals who bought it in July 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5370 MCKINLEY DR, DULUTH, MN 55811-3684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Jun 14, 2018 · Amount on File |
| Deed Document Number | 20251513874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5370 MCKINLEY DR, DULUTH, MN 55811-3684 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 5370 MCKINLEY DR, DULUTH, MN 55811-3684 |
| Investor | Possibly a Property Investor |
| Document Number | 0001528586 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 1528586 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 14, 2018 |
| Property Address | 5370 MCKINLEY DR, DULUTH, MN 55811-3684 |
| Document Number | 00A1334621 |
| Instrument Date | Jun 6, 2018 |
| Instrument | A1334621 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.59 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5370 MCKINLEY DR DULUTH MN 558113684, DULUTH, MN 55811-3684 |
| Document Number | A1334622 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | A1334622 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 13, 2033 |
The 2026 property tax bill for 5370 McKinley Dr was $10,410 with a homeowner's exemption, up 10.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,410.00 (+10.39%) Homeowner's exemption | ||
| 2025 | $9,430.00 (+6.41%) Homeowner's exemption | $762,400 (+16.72%) Land $99,600 Building $662,800 | $762,400 (+16.72%) Land $99,600 Building $662,800 |
| 2024 | $8,862.00 | $653,200 Land $95,800 Building $557,400 | $653,200 Land $95,800 Building $557,400 |
| 2022 | $549,100 Land $71,200 Building $477,900 | $549,100 Land $71,200 Building $477,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5370 McKinley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5370 McKinley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures