Cabarrus County property record for 5370 Hackberry Ln SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,746 sqft · built 2014 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (May 2023) |
| Tax Bill | $4,586 (2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02040J0016.000000 |
| Primary APN | 02040J0016.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,746 sqft Living Area |
| Gross Area | 4,745 sqft |
| 1st Floor Area | 2,012 sqft |
| Upper Floors Area | 1,734 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 128 ft deep x 78 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 864 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 99 sqft |
| Patio Area | 60 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 163059 |
|---|---|
| Street Address | 5370 HACKBERRY LN SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LT 16 HACKBERRY PLACE |
| Legal Subdivision | HACKBERRY PLACE |
| Legal Lot Number | 16 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 42603 |
5370 Hackberry Ln SW is owned and occupied by two individuals who bought it in May 2023.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5370 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on File |
| Deed Sale | May 18, 2023 · Amount on File |
| Prior Sale | Aug 26, 2014 · Amount on File |
| Deed Document Number | 20239814 |
| Deed Book / Page | 16491 / 253 |
| Prior Transfer Date | Sep 23, 2021 |
| Prior Transfer Doc | 0015530329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 18, 2023 |
| Property Address | 5370 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 0016491253 |
| Book / Page | 16491 / 253 |
| Map Reference | MB 61 PG 5 |
| Instrument Date | May 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5659 STAFFORD RD, CHARLOTTE, NC 28215-8509 |
| Name | Verified Name |
|---|---|
| Address | 5370 HACKBENY LANE SW, CONCORD, NC 28027 |
| Document Number | 0164910255 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 16491-0255 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5370 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012458149 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 12458/0149 |
| Instrument | 12458-0149 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 28, 2021 |
| Property Address | 5370 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 0015530329 |
| Book / Page | 15530 / 329 |
| Map Reference | MB 61 PG 5 |
| Instrument Date | Sep 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5370 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 0015530333 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 15530/333 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5370 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 14275269 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 5370 HACKBERRY LN SW CONCORD NC 280273926, CONCORD, NC 28027-3926 |
| Document Number | 14275269 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 014275/000269 |
| Instrument | 19552 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 23, 2035 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,900 (-) Land $120,000 Building $549,900 | ||
| 2025 | $669,900 Land $120,000 Building $549,900 | ||
| 2024 | $669,900 (+72.86%) Land $120,000 Building $549,900 | ||
| 2023 | $4,586.00 | $387,530 Land $55,000 Building $332,530 | $387,530 Land $55,000 Building $332,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5370 Hackberry Ln SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5370 Hackberry Ln SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
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