537 W 3rd St, Braidwood, IL 60408 Property Records

Will County property record for 537 W 3rd St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	built 1972
Lot Size	0.54 acres (23,430 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2021)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-24-07-203-027`

Property Details

APN / Parcel Number

Primary APN	`02-24-07-203-027`
Alternative APN	`24072030270000`

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	23,430 sqft (0.54 acres)

Location & Zoning

Street Address	537 W 3RD ST
City	BRAIDWOOD
State	IL
Zip	60408-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 80 FT OF THE E 84 FT OF LOT 5, IN BLK 32, IN BRAIDWOOD, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 7, T32N-R9E.
Legal Range	09E
Legal Township	32N
Legal Section	07
Legal Subdivision	BRAIDWOOD
Legal Block	32
Legal Lot Number	5
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1035
Census Tract	884003

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 W 3RD ST, BRAIDWOOD, IL 60408-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jan 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202175140
Prior Transfer Date	May 6, 2003
Prior Transfer Doc	0000128149
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 9, 2021
Property Address	537 W 3RD ST, BRAIDWOOD, IL 60408-1414
Document Number	0000075140
Map Reference	DOC 83116
Instrument Date	Jun 29, 2021
Instrument	R2021075140
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	537 W 3RD ST, BRAIDWOOD, IL 60408-1414

Mortgage

Document Number	0000075141
Date	Jul 9, 2021
Instrument	R2021075141

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	537 W 3RD ST, BRAIDWOOD, IL 60408-1414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007611
Date	Jan 30, 2018
Instrument	R2018007611

Lender

Name	BUSEY BANK
Type	Bank
Address	COAL CITY, IL 60416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly
Max Rate	18%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00 (+41.24%)	$73,455 (+8.9%) Land $12,148 Building $61,307	$220,365 (+8.9%) Land $36,444 Building $183,921
2024		$67,452 (+23.04%) Land $11,155 Building $56,297	$202,356 (+23.04%) Land $33,465 Building $168,891
2022	$3,024.00 Homeowner's exemption Senior Citizen's exemption	$54,822 Land $9,066 Building $45,756	$164,466 Land $27,198 Building $137,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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