Wright County property record for 537 Upland Rd NW, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,808 sqft · built 1998 |
| Lot Size | 0.309 acres (13,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Aug 2004) |
| Tax Bill | $4,014 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-072-004040 |
| Primary APN | 114-072-004040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 13,468 sqft (0.309 acres) |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 537 UPLAND RD NW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-120 RANGE-024 MAPLE RIDGE ESTATES LOT-004 BLOCK-004 004 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 11 |
| Legal Subdivision | MAPLE RIDGE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 100803 |
537 Upland Rd NW is owned and occupied by two individuals who bought it in August 2004.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 537 UPLAND RD NW, SAINT MICHAEL, MN 55376-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| May 30, 2017 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2004 · Amount on File |
| Deed Sale | Aug 9, 2004 · Amount on File |
| Prior Sale | Mar 4, 1999 · Amount on File |
| Deed Document Number | 200491055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 537 UPLAND RD NW, SAINT MICHAEL, MN 55376-1031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 537 UPLAND RD NW, SAINT MICHAEL, MN 55376-1031 |
| Document Number | 00A1510861 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | A1510861 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | May 4, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 537 UPLAND RD NW, SAINT MICHAEL, MN 55376-1031 |
| Document Number | 0001345570 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 537 UPLAND RD NW ST MICHAEL MN 553761031, ST MICHAEL, MN 55376-1031 |
| Document Number | 0001345570 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 1345570 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 12, 2032 |
The 2026 property tax bill for 537 Upland Rd NW was $4,014.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,014.00 | $360,000 (+2.19%) Land $105,000 Building $255,000 | $360,000 (+2.19%) Land $105,000 Building $255,000 |
| 2025 | $352,300 Land $107,000 Building $245,300 | $352,300 Land $107,000 Building $245,300 | |
| 2023 | $3,752.00 (+3.02%) | $349,100 Land $105,900 Building $243,200 | $349,100 Land $105,900 Building $243,200 |
| 2022 | $3,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 537 Upland Rd NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 537 Upland Rd NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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