537 Summit St, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 537 Summit St, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	3,586 sqft · built 1951
Lot Size	0.138 acres (5,998 sqft)
Owner	Trust Name on File
Tax Bill	$11,708 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-00611-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`16-00611-0000-00003`
Alternative APNs	`160061100003` `097400`

Interior

Building Area	3,586 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	097400
Street Address	537 SUMMIT ST
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	60X100
Legal Block	611
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	2
Census Block	2011
Census Tract	16000

Owner

537 Summit St is owner-occupied and held in a trust since August 2019.

Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	537 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-3014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Executor's Deed, Transfer NONE LISTED ON DOCUMENT
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Oct 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2019
Transfer Doc	0033691292
Record Updated	Sep 20, 2026

April 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 17, 2026
Property Address	537 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-3014
Document Number	0000025796
Book / Page	5775 / 808
Instrument Date	Mar 30, 2026
Instrument	202625796
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	537 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-3014

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	537 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-3014
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 SUMMIT ST, ENGLEWD CLFS, NJ 07632-3014

Mortgage

Document Number	0048820341
Date	Dec 13, 2022
Book Page	4882/341
Instrument	2022114510

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 13, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	537 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-3014
Document Number	0034960404
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 LYNETTE DR FORT LEE NJ 070242174, FORT LEE, NJ 07024-2174

Mortgage

Document Number	0034960404
Date	Feb 7, 2020
Book Page	003496/000404
Instrument	20014938

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 8, 2019
Property Address	537 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-3014
Document Number	0033691292
Book / Page	003369 / 001292
Instrument Date	Aug 24, 2019
Instrument	66697
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 SUMMIT ST ENGLEWOOD CLIFFS NJ 076323014, ENGLEWOOD CLIFFS, NJ 07632-3014

Tax Assessment & Valuation

The 2025 property tax bill for 537 Summit St was $11,708, up 0.9% from the year before.

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,005,000 (-) Land $630,200 Building $374,800	$1,005,000 (-) Land $630,200 Building $374,800
2025	$11,708.00 (+0.86%)	$1,005,000 Land $630,200 Building $374,800	$1,005,000 Land $630,200 Building $374,800
2024	$11,608.00
2023		$1,005,000 Land $630,200 Building $374,800	$1,005,000 Land $630,200 Building $374,800
2022	$11,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1984)
Most Recent Claim	Mar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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