537 Saddle Hl, Cibolo, TX 78108 Property Records

Guadalupe County property record for 537 Saddle Hl, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 2016
Lot Size	0.172 acres (7,475 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1G3900501600800000`

Property Details

APN / Parcel Number

Primary APN	`1G3900501600800000`
Alternative APNs	`000000158339` `000000204758` `158339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	299 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	537 SADDLE HL
City	CIBOLO
State	TX
Zip	78108-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK RANCH #5 BLOCK 16 LOT 8 0.1716 AC
Legal Subdivision	SADDLE CREEK RANCH #5
Legal Tract	8
Legal Block	16
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1020
Census Tract	210612

Owner

537 Saddle Hl is owned and occupied by two individuals who acquired it in January 2017.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	537 SADDLE HL, CIBOLO, TX 78108-3657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017
Deed Sale	Jan 19, 2017
Deed Document Number	20171430
Record Updated	Sep 20, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 19, 2017
Property Address	537 SADDLE HL, CIBOLO, TX 78108-3657
Document Number	0000001430
Instrument Date	Jan 16, 2017
Instrument	1430
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 SADDLE HL CIBOLO TX 781083657, CIBOLO, TX 78108-3657

Tax Assessment & Valuation

The 2025 property tax bill for 537 Saddle Hl was $2,095 with exemptions applied, down 29.4% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,797 (-4.64%) Land $47,078 Building $291,719	$338,797 (-4.64%) Land $47,078 Building $291,719
2025	$2,095.00 (-29.39%) Homeowner's exemption Senior Citizen's exemption	$355,264 Land $46,070 Building $309,194	$355,264 Land $46,070 Building $309,194
2024	$2,967.00 (-0.17%)
2023	$2,972.00 (-37.56%) Homeowner's exemption Senior Citizen's exemption	$400,000 Land $60,575 Building $339,425	$400,000 Land $60,575 Building $339,425
2022	$4,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Saddle Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Saddle Hl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.