537 S Echo Ln, Palatine, IL 60067 Property Records

Cook County property record for 537 S Echo Ln, Palatine, IL 60067

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,366 sqft · built 1966
Lot Size	0.236 acres (10,269 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2025)
Tax Bill	$11,259 (2023)
Deeds & Mortgages	May 2026 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-22-308-007`

Property Details

APN / Parcel Number

Primary APN	`02-22-308-007`
Alternative APN	`02-22-308-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1967
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,269 sqft (0.236 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	537 S ECHO LN
City	PALATINE
State	IL
Zip	60067-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PALATINE) (KNOLLS) RESUB OF LTS 2,9&10 IN A.T. MCINT OSH & COS QUINTENS ROAD FARMS IN NE SE SEC21 & W90ACS SW SEC 22-42-10
Legal Range	10E
Legal Township	42N
Legal Section	22
Legal Subdivision	PALATINE KNOLLS
Legal Lot Number	2,9,1
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2008
Census Tract	803702

Owner

537 S Echo Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	537 S ECHO LN, PALATINE, IL 60067-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jun 13, 2002 · Amount on File
Deed Document Number	202530163
Transfer Doc	0000000198
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 20, 2026
Property Address	537 S ECHO LN, PALATINE, IL 60067-6719
Document Number	0000020389
Instrument Date	May 14, 2026
Instrument	202620389
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	537 S ECHO LN, PALATINE, IL 60067-6719

Mortgage

Document Number	0000020389,
Date	May 20, 2026
Instrument	202620389

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	537 S ECHO LN, PALATINE, IL 60067-6719
Document Number	1810649195
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 S ECHO LN PALATINE IL 600676719, PALATINE, IL 60067-6719

Mortgage

Document Number	1810649195
Date	Apr 16, 2018
Instrument	10649195

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 Land $8,729 Building $47,271	$560,000 Land $87,290 Building $472,710
2023	$11,259.00 (+3.88%)
2022	$10,838.00 Homeowner's exemption Senior Citizen's exemption	$43,999 Land $7,188 Building $36,811	$439,990 Land $71,880 Building $368,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 537 S Echo Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–1987)
Most Recent Claim	Aug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 537 S Echo Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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