537 Ridgestone Dr, Franklin, TN 37064 Property Records

Williamson County property record for 537 Ridgestone Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,891 sqft · built 1993
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Individual Names on File
Last Sale	$1,704,259 (Oct 2017)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089B-F-016.00-000`

Property Details

APN / Parcel Number

Primary APN	`089B-F-016.00-000`
Alternative APNs	`094089B F 01600` `225249`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,891 sqft Living Area
Gross Area	3,374 sqft
1st Floor Area	1,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,760 sqft (0.155 acres)
Lot Dimensions	104 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway

Exterior Amenities

Porch	Stoop
Porch Area	78 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	537 RIDGESTONE DR
City	FRANKLIN
State	TN
Zip	37064-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FORREST CROSSING SEC 4 PB 13 PG 49 LOT 0416
Legal Subdivision	FORREST CROSSING
Legal Lot Number	0416
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1003
Census Tract	50907

Owner

537 Ridgestone Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Williamson County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	537 RIDGESTONE DR, FRANKLIN, TN 37064-5575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Oct 23, 2017	Warranty Deed, Transfer · FHA Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on File
Deed Sale	Oct 23, 2017 · Amount on File
Prior Sale	Jun 22, 1994
Deed Document Number	201743529
Deed Book / Page	7211 / 470
Prior Transfer Date	Oct 12, 2017
Prior Transfer Doc	0072110470
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	537 RIDGESTONE DR, FRANKLIN, TN 37064-5575
Document Number	0079040261
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	537 RIDGESTONE DR FRANKLIN TN 370645575, FRANKLIN, TN 37064-5575

Mortgage

Document Number	0079040261
Date	Feb 27, 2020
Book Page	007904/000261
Instrument	8569

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 23, 2017
Property Address	537 RIDGESTONE DR, FRANKLIN, TN 37064-5575
Document Number	0072110470
Book / Page	7211 / 0470
Map Reference	MB13 PG49
Instrument Date	Oct 12, 2017
Instrument	17043529
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	537 RIDGESTONE DR, FRANKLIN, TN 37064-5575

Mortgage

Document Number	0017043530
Date	Oct 23, 2017
Instrument	17043530

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	445 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 537 Ridgestone Dr was $3,555, up 11.4% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00 (+11.37%)	$172,325 Land $52,500 Building $119,825	$689,300 Land $210,000 Building $479,300
2024	$3,192.00 (+4.04%)
2023	$3,068.00	$112,700 (-) Land $22,500 Building $90,200	$450,800 (-) Land $90,000 Building $360,800
2022	$3,068.00	$112,700 Land $22,500 Building $90,200	$450,800 Land $90,000 Building $360,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 537 Ridgestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Ridgestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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