Greene County property record for 537 Richard Dr, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,900 (Nov 2018) |
| Tax Bill | $1,605 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M401026231 |
| Primary APN | M401026231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,930 sqft (0.159 acres) |
| Lot Width | 63 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 537 RICHARD DR |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNE 6 ALL LOT 1382 537 RICHARD DR |
| Legal Subdivision | LAYNE 6 |
| Legal Lot Number | 1382 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | XENIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 240200 |
537 Richard Dr is owned and occupied by an individual who bought it in November 2018.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 RICHARD DR, XENIA, OH 45385-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage DAY MET CREDIT UNION INC |
| Nov 1, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on File |
| Deed Sale | Nov 1, 2018 · Amount on File |
| Prior Sale | Jul 18, 2011 · Amount on File |
| Deed Document Number | 201818186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 537 RICHARD DR, XENIA, OH 45385-2631 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021008124 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021008124 |
| Name | DAY MET CREDIT UNION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DAYTON, OH 45413 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Nov 1, 2018 |
| Property Address | 537 RICHARD DR, XENIA, OH 45385-2631 |
| Document Number | 0000018186 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 18186 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 537 RICHARD DR XENIA OH 453852631, XENIA, OH 45385-2631 |
| Document Number | 18187 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 18187 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 537 Richard Dr was $1,605, down 4.6% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,605.00 (-4.58%) | $40,350 (-) Land $9,170 Building $31,180 | |
| 2024 | $1,682.00 (-1.81%) | $40,350 (-) Land $9,170 Building $31,180 | |
| 2023 | $1,713.00 (+23.15%) | $40,350 (+43.7%) Land $9,170 Building $31,180 | $115,290 Land $26,200 Building $89,090 |
| 2022 | $1,391.00 | $28,080 Land $6,550 Building $21,530 | |
| 2020 | $80,210 Land $18,710 Building $61,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 537 Richard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 537 Richard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA CITY PWS serves 29,000 people · EPA ID OH2902812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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