San Joaquin County property record for 537 Palm Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,090 sqft · built 1949 |
| Lot Size | 0.156 acres (6,785 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $490,000 (Dec 2025) |
| Tax Bill | $5,172 (2026) |
| Deeds & Mortgages | Feb 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 039-290-160-000 |
| Primary APN | 039-290-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,090 sqft Living Area |
| 1st Floor Area | 1,090 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,785 sqft (0.156 acres) |
| Cooling System | None |
|---|
| Old Parcel Number | 039-290-16 |
|---|---|
| Street Address | 537 PALM AVE |
| City | LODI |
| State | CA |
| Zip | 95240-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAFFIGNA LOT 12,13 |
| Legal Subdivision | GRAFFIGNA TR |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4203 |
537 Palm Ave is owner-occupied and held in a trust since December 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 537 PALM AVE, LODI, CA 95240-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PACIFIC PREMIER TRUST |
| Dec 19, 2025 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 10, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Nov 22, 2024 · Amount on File |
| Deed Document Number | 2025117443 |
| Prior Transfer Date | Dec 9, 2025 |
| Prior Transfer Doc | 0000111077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 537 PALM AVE, LODI, CA 95240-1037 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20920 N SYCAMORE RD, ACAMPO, CA 95220 |
| Document Number | 0000014391 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 2025-014391 |
| Name | PACIFIC PREMIER TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | PLEASANTON, CA 94588 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 19, 2025 |
| Property Address | 537 PALM AVE, LODI, CA 95240-1037 |
| Document Number | 0000117443 |
| Map Reference | VOL 13 PG 18 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025-117443 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 537 PALM AVE, LODI, CA 95240-1037 |
| Document Number | 0000117444 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-117444 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 10, 2025 |
| Property Address | 537 PALM AVE, LODI, CA 95240-1037 |
| Document Number | 0000111077 |
| Map Reference | VOL 13 PG 18 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025-111077 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25939 N HIGHWAY 99, ACAMPO, CA 95220-9184 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20920 N SYCAMORE RD, ACAMPO, CA 95220 |
The 2026 property tax bill for 537 Palm Ave was $5,172, up 682.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,172.00 (+682.45%) | ||
| 2025 | $661.00 | $58,856 Land $13,800 Building $45,056 | |
| 2023 | $628.00 (+2.28%) | $56,572 Land $13,265 Building $43,307 | $280,530 |
| 2022 | $614.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 537 Palm Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 537 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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