537 N St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 537 N St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1973
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Jan 2024)
Tax Bill$5,472 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APN196-290-240-000

Property Details

APN / Parcel Number

Primary APN196-290-240-000
Alternative APN
  • 196-290-24

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-290-24
Street Address537 N ST
CityLATHROP
StateCA
Zip95330-9562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-29-1992 FROM ORIGINAL APN 195-310-24
Legal SubdivisionLATHROP VILLAGE HOMES 03
Legal Block2
Legal Lot Number104
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2022
Census Tract5129

Owner

537 N St is owned and occupied by an individual who bought it in January 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address537 N ST, LATHROP, CA 95330-9562
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Mar 7, 2019Deed of Trust, Mortgage · Conventional with PMI
ISERVE RESID'L LNDG
May 26, 2017Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 26, 2017Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2024 · Amount on File
Deed SaleJan 5, 2024 · Amount on File
Prior SaleMay 26, 2017 · Amount on File
Deed Document Number20241289
Prior Transfer DateMar 24, 2015
Prior Transfer Doc0000033550
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 5, 2024
Property Address537 N ST, LATHROP, CA 95330-9562
Document Number0000001289
Map ReferenceVOL 19 PG 47
Instrument DateJan 4, 2024
Instrument2024-001289
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 N ST, LATHROP, CA 95330-9562

Mortgage

Document Number0000001290
DateJan 5, 2024
Instrument2024-001290
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address537 N ST, LATHROP, CA 95330-9562
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY CASTRO V, OLD REPUBLIC TTL CO CASTRO V

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 N ST, LATHROP, CA 95330-9562

Mortgage

Document Number0000129757
DateAug 3, 2021
Instrument2021-129757
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueSep 1, 2046

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address537 N ST, LATHROP, CA 95330-9562
Document Number0000024811
Instrument DateMar 7, 2019
Transaction TypeMortgage
Record UpdatedApr 1, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address537 N ST LATHROP CA 953309562, LATHROP, CA 95330-9562

Mortgage

Document Number0000024811
DateMar 12, 2019
Instrument24811
Lender
NameISERVE RESID'L LNDG
AddressSAN DIEGO, CA 92127
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 11, 2049

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 26, 2017
Property Address537 N ST, LATHROP, CA 95330-9562
Document Number0000059510
Map ReferenceVOL19 PG47
Instrument DateMay 16, 2017
Instrument2017-059510
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address537 N ST, LATHROP, CA 95330-9562

Mortgage

Document Number0000059511
DateMay 26, 2017
Instrument2017-059511
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

May 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateMay 26, 2017
Property Address537 N ST, LATHROP, CA 95330-9562
Document Number0000059509
Instrument DateMar 29, 2017
Instrument59509
Transaction TypeTransfer
Record UpdatedJun 5, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 SW 30TH ST REDMOND OR 977568239, REDMOND, OR 97756-8239

Tax Assessment & Valuation

The 2026 property tax bill for 537 N St was $5,472, down 5.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,472.00 (-5.44%)
2025$5,787.00$494,700 Land $147,900 Building $346,800
2023$3,809.00 (+1.49%) Homeowner's exemption$312,340 Land $89,239 Building $223,101$425,880
2022$3,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 N St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 N St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on N St

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