Monmouth County and Union Beach Borough property record for 537 Morningside Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1964 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,413 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 50-00193-0000-00013-01 |
| Primary APN | 50-00193-0000-00013-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 00001957 |
|---|---|
| Street Address | 537 MORNINGSIDE AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | LORILLARD BEACH |
| Legal Block | 193 |
| Legal Lot Number | 13.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 801800 |
537 Morningside Ave is owned and occupied by an individual who acquired it in July 2010.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Aug 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED TELETECH FIN'L FCU |
| Aug 7, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2010 |
| Transfer Doc | 0088422639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 537 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096571968 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 9657/1968 |
| Instrument | 2023058577 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 537 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3307 |
| Document Number | 0000099648 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 537 MORNINGSIDE AVE UNION BEACH NJ 077353307, UNION BEACH, NJ 07735-3307 |
| Document Number | 0000099648 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 009253/001053 |
| Instrument | 99648 |
| Name | UNITED TELETECH FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 11, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 537 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3307 |
| Document Number | 0000099649 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 537 MORNINGSIDE AVE UNION BEACH NJ 077353307, UNION BEACH, NJ 07735-3307 |
| Document Number | 0000099649 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 009253/001078 |
| Instrument | 99649 |
| Name | UNITED TELETECH FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TINTON FALLS, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 537 Morningside Ave was $8,413, up 14.4% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,700 (+10.07%) Land $233,500 Building $198,200 | $431,700 (+10.07%) Land $233,500 Building $198,200 | |
| 2025 | $8,413.00 (+14.42%) | $392,200 Land $203,200 Building $189,000 | $392,200 Land $203,200 Building $189,000 |
| 2024 | $7,353.00 | ||
| 2023 | $339,500 Land $153,800 Building $185,700 | $339,500 Land $153,800 Building $185,700 | |
| 2022 | $6,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 537 Morningside Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 74 (1992–2026) |
| Claims Outside the SFHA | 9 of 74 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 537 Morningside Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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