537 Moray Way, Patterson, CA 95363 Property Records

Stanislaus County property record for 537 Moray Way, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,431 sqft · built 1989
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 1995)
Tax Bill	$4,897 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`048-045-029-000`

Property Details

APN / Parcel Number

Primary APN	`048-045-029-000`
Alternative APNs	`0484529000` `0484529`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	537 MORAY WAY
City	PATTERSON
State	CA
Zip	95363-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHIRE PK UN #1 LOT 79
Legal Subdivision	SHIRE PARK UN 01
Legal Block	1
Legal Lot Number	79
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1005
Census Tract	3203

Owner

537 Moray Way is owned and occupied by two individuals who acquired it in June 2013.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	537 MORAY WAY, PATTERSON, CA 95363-9137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 9, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 1995 · Amount on File
Deed Sale	Dec 29, 1995 · Amount on File
Deed Document Number	1995103254
Last Transfer Date	Jun 3, 2013
Transfer Doc	0000050562
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	537 MORAY WAY, PATTERSON, CA 95363-9137
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 MORAY WAY, PATTERSON, CA 95363-9137

Mortgage

Document Number	0000024093
Date	Mar 11, 2021
Instrument	2021-0024093

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 9, 2019
Property Address	537 MORAY WAY, PATTERSON, CA 95363-9137
Document Number	0000028675
Instrument Date	Apr 17, 2019
Instrument	28675
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	537 MORAY WAY PATTERSON CA 953639137, PATTERSON, CA 95363-9137

Mortgage

Document Number	28676
Date	May 9, 2019
Instrument	28676

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 537 Moray Way was $4,897, up 4.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,897.00 (+4.53%)	$405,630 (+2%) Land $130,848 Building $274,782
2025	$4,685.00	$397,678 Land $128,283 Building $269,395
2023	$4,568.00 (+5.37%)	$382,237 Land $123,302 Building $258,935
2022	$4,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 537 Moray Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Moray Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Frontier.

Nearby Properties on Moray Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures