537 Monroe Ave, Apopka, FL 32703 Property Records

Orange County property record for 537 Monroe Ave, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1977
Lot Size	0.348 acres (15,169 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2023)
Tax Bill	$486 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-28-1572-00-120`

Property Details

APN / Parcel Number

Primary APN	`10-21-28-1572-00-120`
Alternative APNs	`282110157200120` `196694` `200474` `204128`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,350 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,169 sqft (0.348 acres)
Lot Width	77 ft Width
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	390 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	537 MONROE AVE
City	APOPKA
State	FL
Zip	32703-4466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-D
Legal Description	J J COMBS ADDITION TO APOPKA C/39 THE E 6.1 FT OF LOT 11 & A LL LOT 12 & W 11.25 FT OF S 193.5 FT OF LOT 13
Legal Range	28E
Legal Township	21S
Legal Section	10
Legal Subdivision	COMBS J J ADD TO APOPKA
Legal Tract	1572
Legal Lot Number	11,12
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1034
Census Tract	17703

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	537 MONROE AVE, APOPKA, FL 32703-4466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · FHA Mortgage SWIFT HOME LOANS INC
Nov 29, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Mar 16, 1995 · Amount on Record
Deed Document Number	2023556040
Prior Transfer Date	Mar 10, 1995
Prior Transfer Doc	4867002318
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 27, 2023
Property Address	537 MONROE AVE, APOPKA, FL 32703-4466
Document Number	0000556040
Map Reference	MB C PG 39
Instrument Date	Sep 25, 2023
Instrument	20230556040
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	537 MONROE AVE, APOPKA, FL 32703-4466

Mortgage

Document Number	0000556042
Date	Sep 27, 2023
Instrument	20230556042

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 29, 2018
Property Address	537 MONROE AVE, APOPKA, FL 32703-4466
Document Number	0000691400
Instrument Date	Nov 15, 2018
Instrument	691400
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	537 MONROE AVE APOPKA FL 327034466, APOPKA, FL 32703-4466

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	537 MONROE AVE, APOPKA, FL 32703-4466
Document Number	0000249728
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	537 MONROE AVE APOPKA FL 327034466, APOPKA, FL 32703-4466

Mortgage

Document Number	0000249728
Date	Apr 26, 2018
Instrument	249728

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,767 (+2.7%)	$212,990 (-1.16%) Land $55,000 Building $157,990
2025	$486.00 (+2.97%) Homeowner's exemption	$53,327 (-32.08%)	$215,490 (+41.89%) Land $55,000 Building $160,490
2024	$472.00 (-28.27%)
2023	$658.00 (+10.22%) Homeowner's exemption	$78,519 (+3%)	$151,874 (+10.67%) Land $55,000 Building $96,874
2022	$597.00 Homeowner's exemption	$76,232	$137,236 Land $55,000 Building $82,236

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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