Montgomery County property record for 537 Melanie Ln, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1968 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Company Name on File |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-20-18-013.00 |
| Primary APN | 031-20-18-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,232 sqft |
| Family Room | Family Room |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 652595 |
|---|---|
| Street Address | 537 MELANIE LN |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTLAND ACRES LOT 37 & HOUSE |
| Legal Subdivision | EASTLAND ACRES |
| Legal Lot Number | 37 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 920201 |
537 Melanie Ln, a single family home, is owned by a company.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 BURLEY WAY, MT STERLING, KY 40353-1623 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000341816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Property Address | 537 MELANIE LN, MOUNT STERLING, KY 40353-8844 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 BURLEY WAY, MOUNT STERLING, KY 40353-1623 |
| Document Number | 00M696/367 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | M696/367 |
| Instrument | 1971990 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT STERLING, KY 40353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 537 Melanie Ln was $924.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 | $85,000 | $85,000 |
| 2023 | $914.00 | $85,000 | $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 537 Melanie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 537 Melanie Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures