537 McNaught Rd S, Roy, WA 98580 Property Records

Pierce County property record for 537 McNaught Rd S, Roy, WA 98580

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,649 sqft · built 1935
Lot Size0.322 acres (14,015 sqft)
Owner2 Individual Names on File
Last Sale$499,000 (Feb 2026)
Tax Bill$3,665 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021834-7-018

Property Details

APN / Parcel Number

Primary APN021834-7-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,649 sqft Living Area
Gross Area1,719 sqft
1st Floor Area1,269 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,015 sqft (0.322 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Deck Area70 sqft
Patio Area70 sqft
Shed1 Shed
Shed Area380 sqft
Storage Building432 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address537 MCNAUGHT RD S
CityROY
StateWA
Zip98580-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionSECTION 34 TOWNSHIP 18 RANGE 02 QUARTER 33 L 1 OF SP 2019-12-06-5009 EASE OF REC OUT OF 02-18-34-3-047 SEG 2020-0264 JP 12/10/19 JP
Legal Range02
Legal Township18
Legal Section34
Legal SubdivisionCITY OF ROY SHORT PLAT RECORD OF SURVEY
Legal Lot Number1
JurisdictionPIERCE WA
Township / Civil DivisionROY
Census Block Group5
Census Block5037
Census Tract73001

Owner

537 McNaught Rd S is owned and occupied by two individuals who bought it in February 2026.

Source: Pierce County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address537 MCNAUGHT RD S, ROY, WA 98580-9733
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
May 8, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on File
Deed SaleFeb 20, 2026 · Amount on File
Prior SaleAug 16, 2024 · Amount on File
Deed Document Number2026351
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateFeb 20, 2026
Property Address537 MCNAUGHT RD S, ROY, WA 98580-9733
Document Number0002200351
Map ReferenceDOC 201912065009
Instrument DateFeb 17, 2026
Instrument202602200351
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyWFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,984.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address537 MCNAUGHT RD S, ROY, WA 98580-9733

Mortgage

Document Number0002200352
DateFeb 20, 2026
Instrument202602200352
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 8, 2020
Property Address537 MCNAUGHT RD S, ROY, WA 98580-9733
Document Number0005080734
Map ReferenceDOC 201912065009
Instrument DateApr 19, 2020
Instrument202005080734
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyFATCO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 MCNAUGHT RD S, ROY, WA 98580-9733

Mortgage

Document Number0005080735
DateMay 8, 2020
Instrument202005080735
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 537 McNaught Rd S was $3,665, up 0.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityRoy City
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,900 (-0.28%) Land $137,400 Building $223,500$360,900 (-0.28%) Land $137,400 Building $223,500
2025$3,665.00 (+0.69%)$361,900 (+6.32%) Land $118,500 Building $243,400$361,900 (+6.32%) Land $118,500 Building $243,400
2024$3,640.00 (+0.05%)$340,400 (-3.51%) Land $109,000 Building $231,400$340,400 (-3.51%) Land $109,000 Building $231,400
2023$3,638.00$352,800 Land $117,300 Building $235,500$352,800 Land $117,300 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 McNaught Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 McNaught Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROY
serves 1,214 people · EPA ID WA5345027
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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