537 Main St, Schertz, TX 78154 Property Records

Guadalupe County property record for 537 Main St, Schertz, TX 78154

Property Summary

Property Type	Commercial
Details	2,210 sqft · built 2000
Lot Size	0.207 acres (9,017 sqft)
Owner	Company Name on File
Tax Bill	$5,206 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2G0221000010100000`

Property Details

APN / Parcel Number

Primary APN	`2G0221000010100000`
Alternative APNs	`000000067558` `000000237355` `67558`

Interior

Stories	1 Story
Building Area	2,210 sqft Gross Area
1st Floor Area	1,350 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Parking Spaces	9 Parking Spaces
Porch	Glass Porch
Porch Area	198 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	537 MAIN ST
City	SCHERTZ
State	TX
Zip	78154-2144
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ABS: 221 SUR: G MALPAZ 0.2070 AC.
Legal Subdivision	MALPAZ G
Legal Block	2
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2026
Census Tract	210706

Owner

537 Main St, a commercial property, is owned by a company.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 284, CIBOLO, TX 78108-0284
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Warranty Deed, Transfer FIRST COM'L BK NA
Oct 29, 2018	Warranty Deed, Transfer DEL TORO FAM PTSHP LTD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 21, 2019
Property Address	537 MAIN ST, SCHERTZ, TX 78154-2144
Document Number	0000010987
Instrument Date	May 10, 2019
Instrument	10987
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 284 CIBOLO TX 781080284, CIBOLO, TX 78108-0284
Investor	Possibly a Property Investor

Mortgage

Document Number	10988
Date	May 21, 2019
Instrument	10988

Lender

Name	FIRST COM'L BK NA
Address	SEGUIN, TX 78155

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 20, 2039

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 29, 2018
Property Address	537 MAIN ST, SCHERTZ, TX 78154-2144
Document Number	0000024696
Instrument Date	Oct 29, 2018
Instrument	24696
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 284 CIBOLO TX 781080284, CIBOLO, TX 78108-0284

Mortgage

Document Number	24697
Date	Oct 29, 2018
Instrument	24697

Lender

Name	DEL TORO FAM PTSHP LTD
Address	PO BOX 284, CIBOLO, TX 78108-0284

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 537 Main St was $5,206, down 4% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,877 (-0.15%) Land $66,988 Building $203,889	$270,877 (-0.15%) Land $66,988 Building $203,889
2025	$5,206.00 (-4.04%)	$271,294 Land $66,988 Building $204,306	$271,294 Land $66,988 Building $204,306
2024	$5,425.00 (-10.96%)
2023	$6,093.00 (+231.14%)	$312,555 Land $87,694 Building $224,861	$312,555 Land $87,694 Building $224,861
2022	$1,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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