537 Main St, Middlefield, CT 06455 Property Records

Middlefield Town property record for 537 Main St, Middlefield, CT 06455

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,444 sqft · built 1880
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2017)
Tax Bill	$5,574 (2026)
Deeds & Mortgages	May 2022 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:14 L:50`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:14 L:50`
Alternative APNs	`00109700` `109700`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	4,494 sqft
1st Floor Area	1,240 sqft
Attic	Attic
Attic Area	700 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	109700
Street Address	537 MAIN ST
City	MIDDLEFIELD
State	CT
Zip	06455-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Lot Number	50
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	3
Census Block	3020
Census Tract	580100

Owner

537 Main St is owned and occupied by an individual who bought it in October 2017.

Source: Middlefield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	537 MAIN ST, MIDDLEFIELD, CT 06455-1258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage AMMERICAN FINANCIAL RESOURSES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Deed Book / Page	331 / 3
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	537 MAIN ST, MIDDLEFIELD, CT 06455-1258
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000345-485
Date	May 3, 2022
Book Page	345/485
Instrument	2022000298

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Oct 31, 2017
Property Address	537 MAIN ST, MIDDLEFIELD, CT 06455-1258
Document Number	331-3
Book / Page	331 / 3
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3310003
Date	Oct 31, 2017
Instrument	00331/0003

Lender

Name	AMMERICAN FINANCIAL RESOURSES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 537 Main St was $5,574, up 7.3% from the year before.

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,574.00 (+7.25%)	$174,400 (-) Land $71,900 Building $102,500	$369,484 (+202.66%)
2025	$5,197.00	$174,400 Land $71,900 Building $102,500	$122,080 Land $50,330 Building $71,750
2024	$5,197.00 (+5.52%)
2023	$4,925.00 (+2.48%)	$174,400 (-) Land $71,900 Building $102,500
2022	$4,806.00	$174,400 Land $71,900 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BITTERSWEET RIDGE WATER ASSOCIATION private · serves 40 people · EPA ID CT0827081
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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