Middlesex County and Middlesex Borough property record for 537 Lorraine Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,417 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Feb 2025) |
| Tax Bill | $8,599 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00303-0000-00045 |
| Primary APN | 10-00303-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,417 sqft Living Area |
| 1st Floor Area | 1,417 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 537 LORRAINE AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 46 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 303 |
| Legal Lot Number | 45 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 17, 2023 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jun 5, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on Record |
| Deed Sale | Feb 28, 2025 · Amount on Record |
| Prior Sale | Nov 17, 2023 · Amount on Record |
| Deed Document Number | 202512550 |
| Deed Book / Page | 19670 / 662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 3, 2026 |
| Property Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000035101 |
| Book / Page | 20039 / 888 |
| Instrument Date | May 23, 2026 |
| Instrument | 202635101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIESTA TITLE, FIELDSTONE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035101, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 20039/888 |
| Instrument | 202635101 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 17, 2023 |
| Property Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000068246 |
| Book / Page | 19345 / 986 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023068246 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,808.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 PARK AVE STE 459, 459, FLORHAM PARK, NJ 07932-1070 |
| Name | Verified Name |
|---|---|
| Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 5, 2023 |
| Property Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000032027 |
| Book / Page | 19222 / 1700 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023032027 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $616.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 537 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Name | Verified Name |
|---|---|
| Address | 90 PARK AVE STE 459, 459, FLORHAM PARK, NJ 07932-1070 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,400 (+14%) Land $134,800 Building $327,600 | $462,400 (+14%) Land $134,800 Building $327,600 | |
| 2025 | $8,599.00 (-1.82%) | $405,600 (+7.16%) Land $134,800 Building $270,800 | $405,600 (+7.16%) Land $134,800 Building $270,800 |
| 2024 | $8,758.00 (+8.78%) | ||
| 2023 | $378,500 (+364.99%) Land $134,800 Building $243,700 | $378,500 (+364.99%) Land $134,800 Building $243,700 | |
| 2022 | $8,051.00 | $81,400 Land $30,000 Building $51,400 | $81,400 Land $30,000 Building $51,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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