537 Linwood Dr, Troy, OH 45373 Property Records

Miami County property record for 537 Linwood Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1952
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-037140`

Property Details

APN / Parcel Number

Primary APN	`D08-037140`
Alternative APNs	`011017.1-08-010-00` `D08NE029 02000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	537 LINWOOD DR
City	TROY
State	OH
Zip	45373-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 3684 54
Legal Subdivision	TROY
Legal Lot Number	3684
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365101

Owner

537 Linwood Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	537 LINWOOD DR, TROY, OH 45373-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 16, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Feb 7, 2017	Warranty Deed, Transfer · Conventional Mortgage MCS MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023
Deed Sale	Jan 23, 2023
Prior Sale	Mar 16, 2020 · Amount on File
Deed Document Number	2023741
Last Transfer Date	Dec 31, 2024
Transfer Doc	0000014221
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 23, 2023
Property Address	537 LINWOOD DR, TROY, OH 45373-2124
Document Number	0000000741
Instrument Date	Jan 18, 2023
Instrument	2023OR-00741
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	537 LINWOOD DR, TROY, OH 45373-2124

Mortgage

Document Number	0000000742
Date	Jan 23, 2023
Instrument	2023OR-00742

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 16, 2020
Property Address	537 LINWOOD DR, TROY, OH 45373-2124
Document Number	0000003480
Instrument Date	Mar 11, 2020
Instrument	3480
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	537 LINWOOD DR TROY OH 453732124, TROY, OH 45373-2124

Mortgage

Document Number	3481
Date	Mar 16, 2020
Instrument	3481

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 7, 2017
Property Address	537 LINWOOD DR, TROY, OH 45373-2124
Document Number	0000001552
Instrument Date	Jan 27, 2017
Instrument	2017OR-01552
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 LINWOOD DR, TROY, OH 45373-2124

Mortgage

Document Number	0000001553
Date	Feb 7, 2017
Instrument	2017OR-01553

Lender

Name	MCS MORTGAGE BANKERS INC
Type	Mortgage Company
Address	PATCHOGUE, NY 11772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 537 Linwood Dr was $1,720 with a homeowner's exemption, up 14.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (+14.59%) Homeowner's exemption	$50,960 (+30.67%) Land $9,450 Building $41,510	$145,600 Land $27,000 Building $118,600
2024	$1,501.00 (+3.23%) Homeowner's exemption	$39,000 (-) Land $10,190 Building $28,810
2023	$1,454.00 (+17.26%) Homeowner's exemption	$39,000 (-) Land $10,190 Building $28,810	$111,400 (-) Land $29,100 Building $82,300
2022	$1,240.00 Homeowner's exemption	$39,000 Land $10,190 Building $28,810	$111,400 Land $29,100 Building $82,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 537 Linwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 537 Linwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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