537 Lancaster Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 537 Lancaster Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,390 sqft · built 2006
Lot Size	0.5 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2021)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-332-022`

Property Details

APN / Parcel Number

Primary APN	`02-28-332-022`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,390 sqft Living Area
Gross Area	1,894 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	2,178 sqft (0.5 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	537 LANCASTER DR
City	PINGREE GROVE
State	IL
Zip	60140-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 3 LT 3904
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	3904
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1005
Census Tract	850710

Owner

Source: Kane County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 LANCASTER DR, PINGREE GROVE, IL 60140-9156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · ARM FIRST NATIONAL BANK OF OMAHA
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	202181912
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 29, 2021
Property Address	537 LANCASTER DR, PINGREE GROVE, IL 60140-9156
Document Number	0000081912
Map Reference	DOC 2005K105096
Instrument Date	Oct 29, 2021
Instrument	2021K081912
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	537 LANCASTER DR, PINGREE GROVE, IL 60140-9156

Mortgage

Document Number	0000081913
Date	Oct 29, 2021
Instrument	2021K081913

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	537 LANCASTER DR, PINGREE GROVE, IL 60140-9156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020389
Date	Apr 23, 2020
Instrument	2020K020389

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 18, 2019
Property Address	537 LANCASTER DR, PINGREE GROVE, IL 60140-9156
Document Number	0000031206
Map Reference	DOC 2005K105096
Instrument Date	Jul 17, 2019
Instrument	2019K031206
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 LANCASTER DR, PINGREE GROVE, IL 60140-9156

Mortgage

Document Number	0000031207
Date	Jul 18, 2019
Instrument	2019K031207

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,587.00 (+5.34%) Homeowner's exemption	$94,905 (+3.86%) Land $15,644 Building $79,261	$284,829 (+3.86%) Land $46,951 Building $237,878
2024		$91,374 (+19.94%) Land $14,428 Building $76,946	$274,232 (+19.98%) Land $43,301 Building $230,930
2022	$6,253.00 (+28.8%) Homeowner's exemption	$76,186 (+38.42%) Land $12,030 Building $64,156	$228,558 (+38.42%) Land $36,090 Building $192,468
2021	$4,855.00 Homeowner's exemption	$55,041 Land $11,315 Building $43,726	$165,123 Land $33,945 Building $131,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fox Valley Internet, Verizon.

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