537 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 537 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,377 sqft · built 1969
Lot Size0.236 acres (10,290 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Dec 2012)
Tax Bill$2,876 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-134078

Property Details

APN / Parcel Number

Primary APN01-134078
Alternative APNs
  • 1134078
  • 134078

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,377 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,290 sqft (0.236 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area140 sqft
Patio Area339 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number134078
Street Address537 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 7 BK 35 10290 SF 537 JOPPA FARM ROAD JOPPATOWNE S3 PT 14/17
Legal SubdivisionJOPPATOWNE SEC III
Legal Block35
Legal Lot Number7
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address537 JOPPA FARM RD, JOPPA, MD 21085-4648
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed of Trust, Mortgage · Line of Credit
ROSEDALE FSLA
Dec 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROSEDALE FSLA
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROSEDALE FED'L S&L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2012 · Amount on Record
Deed SaleDec 17, 2012 · Amount on Record
Prior SaleFeb 27, 2008 · Amount on Record
Deed Book / Page10024 / 366
Last Transfer DateNov 29, 2021
Transfer Doc1523000094
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address537 JOPPA FARM RD, JOPPA, MD 21085-4648
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159210280
DateMay 31, 2023
Book Page15921/280
Lender
NameROSEDALE FSLA
TypeBank
AddressNOTTINGHAM, MD 21236
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateDec 8, 2021
Property Address537 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0152350094
Book / Page15235 / 94
Map ReferenceMB GRG 14 FO 17
Instrument DateNov 29, 2021
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyGETZ TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 JOPPA FARM RD, JOPPA, MD 21085-4648

Mortgage

Document Number0152350099
DateDec 8, 2021
Book Page15235/99
Lender
NameROSEDALE FSLA
TypeBank
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term109 Months
DueJan 1, 2031

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address537 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0134820170
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 JOPPA FARM RD JOPPA MD 210854648, JOPPA, MD 21085-4648

Mortgage

Document Number0134820170
DateOct 8, 2019
Book Page013482/000170
Lender
NameROSEDALE FED'L S&L ASSN
TypeFederal Savings Bank
AddressBALTIMORE, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 7, 2034

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,876.00 (+11.13%) Homeowner's exemption$263,967 (+5.28%)$277,200 (-) Land $69,400 Building $207,800
2025$2,588.00 (+8.51%) Homeowner's exemption$250,733 (+9.35%)$277,200 (+16.72%) Land $69,400 Building $207,800
2023$229,300$237,500 Land $69,400 Building $168,100
2022$2,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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