537 Illinois Ave, Elgin, IL 60120 Property Records

Kane County property record for 537 Illinois Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1950
Lot Size	0.172 acres (7,474 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (May 2014)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-278-008`

Property Details

APN / Parcel Number

Primary APN	`06-24-278-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,920 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,474 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	537 ILLINOIS AVE
City	ELGIN
State	IL
Zip	60120-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J & L VAN NOSTRANDS ADDN LOT 8 BLOCK 3
Legal Subdivision	J&L VAN NOSTRANDS ADDN
Legal Block	3
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5001
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	537 ILLINOIS AVE, ELGIN, IL 60120-7914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2014 · Amount on Record
Deed Sale	May 20, 2014 · Amount on Record
Prior Sale	Nov 12, 2013
Deed Document Number	201423844
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	537 ILLINOIS AVE, ELGIN, IL 60120-7914
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021068
Date	Apr 19, 2022
Instrument	2022K021068

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	537 ILLINOIS AVE, ELGIN, IL 60120-7914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE REAL ESTATE SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049732
Date	Oct 10, 2018
Instrument	2018K049732

Lender

Name	BBMC MORTGAGE LLC
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,527.00 (+15.82%) Homeowner's exemption	$80,447 (+8.57%) Land $16,038 Building $64,409	$241,438 (+8.57%) Land $48,133 Building $193,304
2024		$74,097 (+21.39%) Land $14,772 Building $59,325	$222,380 (+21.44%) Land $44,334 Building $178,046
2022	$4,772.00 (+4.76%) Homeowner's exemption	$61,038 (+6.96%) Land $12,168 Building $48,870	$183,114 (+6.96%) Land $36,504 Building $146,610
2021	$4,555.00 Homeowner's exemption	$57,066 Land $11,376 Building $45,690	$171,198 Land $34,128 Building $137,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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