Montezuma County property record for 537 E Montezuma Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 950 sqft · built 1944 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jun 2025) |
| Tax Bill | $1,299 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R009097 |
| Primary APN | R009097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R009097 |
|---|---|
| Street Address | 537 E MONTEZUMA AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | SECTION: 26 TOWNSHIP: 36 RANGE: 16 TR NE1/4 UNPLATTED TR IN F R COFFINS ADDITION 0.26AC B250 P185 B352 P176 R/483216 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 26 |
| Legal Subdivision | F R COFFINS |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 537 E MONTEZUMA AVE, CORTEZ, CO 81321-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2025 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 9, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2008 · Amount on Record |
| Deed Document Number | 2025662054 |
| Prior Transfer Date | Jul 2, 2020 |
| Prior Transfer Doc | 0000630366 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jun 30, 2025 |
| Property Address | 537 E MONTEZUMA AVE, CORTEZ, CO 81321-3329 |
| Document Number | 0000662054 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 662054 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 E MONTEZUMA AVE, CORTEZ, CO 81321-3329 |
| Document Number | 0000662055 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 662055 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 9, 2020 |
| Property Address | 537 E MONTEZUMA AVE, CORTEZ, CO 81321-3329 |
| Document Number | 0000630366 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 630366 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 537 E MONTEZUMA AVE, CORTEZ, CO 81321-3329 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,299.00 (+62.58%) | $25,743 (+65.48%) Land $2,328 Building $23,415 | $323,410 (+65.48%) Land $29,250 Building $294,160 |
| 2024 | $799.00 (+9.9%) | $15,557 (-21.96%) Land $3,061 Building $12,496 | $195,440 (-21.96%) Land $38,454 Building $156,986 |
| 2023 | $727.00 (+40.35%) | $19,935 (+85.82%) Land $3,922 Building $16,013 | $250,440 (+85.83%) Land $49,275 Building $201,165 |
| 2022 | $518.00 | $10,728 Land $1,791 Building $8,937 | $134,770 Land $22,500 Building $112,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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