537 E Main St, Owatonna, MN 55060 Property Records

Steele County property record for 537 E Main St, Owatonna, MN 55060 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1922
Square Footage	1,841 sqft Finished Area
Lot Size	8,015 sqft (0.184 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2019)
Tax Bill	$2,860.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17-136-0324`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	9 Rooms
Building Area	1,841 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,015 sqft (0.184 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	960 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Street Address	537 E MAIN ST
City	OWATONNA
State	MN
Zip	55060-3041
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REPLAT OF HIGHLAND PARK - CHAMBERS BLK.3 LOT 24 RE-PLAT OF HIGHLAND PARK ADDN
Legal Subdivision	REPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block	3
Legal Lot Number	24
Jurisdiction	STEELE MN
Minor Civil Division	OWATONNA
Census Blockgroup	2
Census Block	2023
Census Tract	960200

Owner

Source: Steele County records · APN 17-136-0324

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	537 E MAIN ST, OWATONNA, MN 55060-3041
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Deed Doc Number	2019423677
Record Refreshed	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	May 15, 2019
Property Address	537 E MAIN ST, OWATONNA, MN 55060-3041
Document Number	A000423677
Instrument Date	Apr 22, 2019
Instrument	A000423677
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 E MAIN ST, OWATONNA, MN 55060-3041

Mortgage

Document Number	A000423678
Date	May 15, 2019
Instrument	A000423678

Lender

Name	HOMESERVICES LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,860.00 (+11.2%)
2025		$211,700 (+14.87%) Land $25,200 Building $186,500	$211,700 (+14.87%) Land $25,200 Building $186,500
2023	$2,572.00 Homeowner's exemption	$184,300 Land $20,500 Building $163,800	$184,300 Land $20,500 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.