537 Cypress Dr, Naperville, IL 60540 Property Records

DuPage County property record for 537 Cypress Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,633 sqft · built 1960
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Tax Bill$11,493 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-210-018

Property Details

APN / Parcel Number

Primary APN07-25-210-018

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,633 sqft Living Area
Gross Area3,501 sqft
1st Floor Area1,141 sqft
2nd Floor Area1,492 sqft
Basement Area868 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions13 ft deep x 8.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address537 CYPRESS DR
CityNAPERVILLE
StateIL
Zip60540-7204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 11
Legal SubdivisionMOSER HIGHLANDS
Legal Block13
Legal Lot Number8
Legal Unit11
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2014
Census Tract846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address537 CYPRESS DR, NAPERVILLE, IL 60540-7204
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2012
Deed SaleFeb 28, 2012
Prior SaleJan 5, 2004 · Amount on Record
Deed Document Number201225937
Prior Transfer DateDec 11, 2003
Prior Transfer Doc0000002006
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address537 CYPRESS DR, NAPERVILLE, IL 60540-7204
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017349
DateFeb 28, 2018
InstrumentR2018-017349
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateFeb 1, 2021
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,493.00 (+35.58%)$205,121 (+29.81%) Land $72,511 Building $132,610$615,363 (+29.81%) Land $217,533 Building $397,830
2022$8,477.00 Homeowner's exemption$158,020 Land $55,430 Building $102,590$474,060 Land $166,290 Building $307,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1983)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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