Cambria County property record for 537 Bluff St, Johnstown, PA 15905
| Property Type | Single Family Home |
|---|---|
| Details | built 1961 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,030 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-003.-114.000 |
| Primary APN | 55-003.-114.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Street Address | 537 BLUFF ST |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15905-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54 X 100 H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | SOUTHMONT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11200 |
537 Bluff St is owned and occupied by an individual who acquired it in September 2007.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 BLUFF ST, JOHNSTOWN, PA 15905-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SLOVENIAN SAVINGS & LOAN |
| Dec 10, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance SLOVENIAN SAVINGS & LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2007 |
| Deed Sale | Sep 19, 2007 |
| Deed Book / Page | 2239 / 511 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 537 BLUFF ST, JOHNSTOWN, PA 15905-2621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000001706 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 20220-00001706 |
| Name | SLOVENIAN SAVINGS & LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 537 BLUFF ST, JOHNSTOWN, PA 15905-2621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018000013137 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 20180-00013137 |
| Name | SLOVENIAN SAVINGS & LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2035 |
The 2026 property tax bill for 537 Bluff St was $1,030.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| Municipality | Southmont Borough |
| Unified School District | Westmont Hilltop School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030.00 | $20,720 Land $2,100 Building $18,620 | |
| 2024 | $2,879.00 | $20,720 Land $2,100 Building $18,620 | |
| 1972 | $20,720 Land $2,100 Building $18,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 537 Bluff St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1981) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 537 Bluff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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