537 Belen Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 537 Belen Ln, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2020
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jun 2026)
Tax Bill	$6,421 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`284195-0140`

Property Details

APN / Parcel Number

Primary APN	`284195-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	258 sqft
Patio Area	980 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	537 BELEN LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61/36-40 ESTATES OF TUSCANY PHASE 2A BLK 195 LOT 14 OR5971/935
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ESTATES OF TUSCANY PHASE 2A
Legal Phase	2A
Legal Block	195
Legal Lot Number	14
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3004
Census Tract	21210

Owner

Source: St. Johns County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 3, 2026	Warranty Deed, Transfer WATSON TITLE SERVICES INC, WATSON TITLE SERVICES
Jul 31, 2023	Warranty Deed, Transfer
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Oct 21, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	202647606
Deed Book / Page	6376 / 1576
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 29, 2026
Property Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Document Number	0000045783
Book / Page	6372 / 1079
Instrument Date	May 27, 2026
Instrument	202645783
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700

Mortgage

Document Number	0000045783,
Date	May 29, 2026
Book Page	6372/1079
Instrument	202645783

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2029

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 3, 2026
Property Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Document Number	0000047606
Book / Page	6376 / 1576
Instrument Date	May 26, 2026
Instrument	202647606
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$431,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2023
Property Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Document Number	0058001554
Book / Page	5800 / 1554
Map Reference	MB 61 PG 36-40
Instrument Date	Jul 17, 2023
Instrument	2023059587
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 BELEN LN, ST AUGUSTINE, FL 32086-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 17, 2023
Property Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Document Number	0057930601
Book / Page	5793 / 601
Map Reference	MB 61 PG 36-40
Instrument Date	Jul 17, 2023
Instrument	2023055598
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6889 N COUNTY ROAD 550 E, GREENSBURG, IN 47240-7368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700

Mortgage

Document Number	0005793603
Date	Jul 17, 2023
Instrument	5793/603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 8, 2022
Property Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Document Number	0055750076
Book / Page	5575 / 76
Map Reference	MB 61 PG 36-40
Instrument Date	Jun 3, 2022
Instrument	2022057578
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 6TH AVE N, JACKSONVILLE, FL 32250-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELEN LN, ST AUGUSTINE, FL 32086-7700

Mortgage

Document Number	0000557578
Date	Jun 8, 2022
Instrument	5575/78

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2020
Property Address	537 BELEN LN, SAINT AUGUSTINE, FL 32086-7700
Document Number	0050761351
Book / Page	5076 / 1351
Map Reference	MB 61 PG 36
Instrument Date	Oct 8, 2020
Instrument	2020093367
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 SHORES BLVD, 49, ST AUGUSTINE, FL 32086-7238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELEN LN, ST AUGUSTINE, FL 32086-7700

Mortgage

Document Number	50761353
Date	Oct 21, 2020
Instrument	5076/1353

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,807 (-6.09%) Land $120,000 Building $340,807	$460,807 (-6.09%) Land $120,000 Building $340,807
2025	$6,421.00 (+8.55%) Homeowner's exemption	$490,697 (+16.41%)	$490,697 (+16.41%) Land $120,000 Building $370,697
2024	$5,915.00 (+15.87%)
2023	$5,105.00 (-0.41%) Homeowner's exemption	$421,530 (+4.97%)	$421,530 (+4.97%) Land $120,000 Building $301,530
2022	$5,126.00	$401,574	$401,574 Land $90,720 Building $310,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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