537 Beards Hill Rd, Aberdeen, MD 21001 Property Records

Harford County property record for 537 Beards Hill Rd, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,748 sqft · built 1978
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Dec 2016)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-020440`

Property Details

APN / Parcel Number

Primary APN	`02-020440`
Alternative APNs	`2020440` `020440`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,748 sqft Total Area
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	705 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	020440
Street Address	537 BEARDS HILL RD
City	ABERDEEN
State	MD
Zip	21001-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 82 16000 SF 537 BEARDS HILL ROAD WINDEMERE S3 PT 34/63
Legal Subdivision	WINDEMERE
Legal Lot Number	82
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3006
Census Tract	302801

Owner

Source: Harford County assessment roll, APN 02-020440, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	537 BEARDS HILL RD, ABERDEEN, MD 21001-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2016 · Amount on Record
Deed Sale	Dec 05, 2016 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	201612119-0455
Deed Book / Page	12119 / 455
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	537 BEARDS HILL RD, ABERDEEN, MD 21001-1831
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153380169
Date	Jan 31, 2022
Book Page	15338/169

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Harford County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,800 (+24.44%) Land $78,100 Building $297,700	$375,800 (+24.44%) Land $78,100 Building $297,700
2025	$3,113.00 (+11.66%)
2023		$302,000 Land $78,100 Building $223,900	$302,000 Land $78,100 Building $223,900
2022	$2,788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253028013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 193 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0120001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ABERDEEN serves 18,006 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.