537 91st St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 537 91st St Ocean, Marathon, FL 33050

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,830 sqft · built 2022
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on Record
Last Sale	$755,000 (Mar 2024)
Tax Bill	$4,284 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`00350570-000100`

Property Details

APN / Parcel Number

Primary APN	`00350570-000100`
Alternative APN	`9105172`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	4,200 sqft (0.096 acres)
Garage Type	Covered
Garage Area	1,830 sqft
Porch	Unfinished Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	9105172
Street Address	537 91ST STREET OCEAN
City	MARATHON
State	FL
Zip	33050-5234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	E1/2 OF LT 9 AND E1/2 OF N 1/2 LT 10 SEA CREST HEIGHTS PB 3-60 KEY VACA OR383-284 OR674-340 OR799-662 OR805-1567 OR873-1340 OR2538-1041/49 OR2539-974/75 OR2791-2156/57 OR3134-0983 OR3226-1977 OR3266-1211
Legal Subdivision	SEA CREST HEIGHTS
Legal Lot Number	9,10
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	537 91ST STREET OCEAN, MARATHON, FL 33050-5234
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Mar 6, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	20242454194
Deed Book / Page	3266 / 1211
Last Transfer Date	Sep 16, 2024
Transfer Doc	0032921606
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 12, 2024
Property Address	537 91ST STREET OCEAN, MARATHON, FL 33050-5234
Document Number	0032661211
Book / Page	3266 / 1211
Map Reference	MB 3 PG 60
Instrument Date	Mar 8, 2024
Instrument	2454194
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 70TH STREET GULF, MARATHON, FL 33050-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 91ST STREET OCEAN, MARATHON, FL 33050-5234

Mortgage

Document Number	0002454195
Date	Mar 12, 2024
Instrument	2454195

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0032661213
Date	Mar 12, 2024
Book Page	3266/1213
Instrument	2454195

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	165 MADISON AVE, MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Mar 6, 2024
Property Address	537 91ST STREET OCEAN, MARATHON, FL 33050-5234
Document Number	0032650828
Book / Page	3265 / 828
Map Reference	MB 3 PG 60
Instrument Date	Mar 5, 2024
Instrument	2453435
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$545,337 (+63.61%) Land $204,120 Building $341,217	$545,337 (+63.61%) Land $204,120 Building $341,217
2024	$4,284.00 (+39.32%)
2023	$3,075.00	$333,310 Land $96,390 Building $236,920	$333,310 Land $96,390 Building $236,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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