5368 Spoonflower Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5368 Spoonflower Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Planned Unit Development
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2025)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
APN	`282531094400011060`

Property Details

APN / Parcel Number

Primary APN	`282531094400011060`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	5368 SPOONFLOWER CT
City	SAINT CLOUD
State	FL
Zip	34771-6903
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	ESPLANADE AT CENTER LAKE RANCH PH 1 PB 35 PGS 86-92 LOT 106
Legal Phase	1
Legal Lot Number	106
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1004
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5368 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	2025144931
Deed Book / Page	6884 / 2449
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 25, 2025
Property Address	5368 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Document Number	0068842449
Book / Page	6884 / 2449
Map Reference	MB 35 PG 86-92
Instrument Date	Nov 24, 2025
Instrument	2025144931
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5368 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903

Mortgage

Document Number	0068842451
Date	Nov 25, 2025
Instrument	6884/2451

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	SOFR Average 30-Day
Margin	2
Max Rate	10.7%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.