Osceola County property record for 5368 Carrara Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,822 sqft · built 2019 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Sep 2024) |
| Tax Bill | $6,887 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162531501400010450 |
| Primary APN | 162531501400010450 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,822 sqft Heated Area |
| Gross Area | 3,612 sqft |
| 1st Floor Area | 2,822 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Garage Area | 598 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5368 CARRARA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 45 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | SUNSET GROVE |
| Legal Phase | 1 |
| Legal Tract | 5014 |
| Legal Lot Number | 45 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 162531501400010450
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 11, 2024 | Warranty Deed, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Jun 11, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on Record |
| Deed Sale | Sep 11, 2024 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 2024116929 |
| Deed Book / Page | 6663 / 921 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0060580210 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 6058/210 |
| Instrument | 2021154016 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 11, 2024 |
| Property Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0066630921 |
| Book / Page | 6663 / 921 |
| Map Reference | MB 25 PG 46-50 |
| Instrument Date | Sep 09, 2024 |
| Instrument | 2024116929 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CITRUS CLOSING GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Name | Verified Name |
|---|---|
| Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 2024116930 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 2024116930 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 11, 2019 |
| Property Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0055381668 |
| Book / Page | 5538 / 1668 |
| Map Reference | MB 25 PG 46 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019074670 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,504.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412 |
| Name | Verified Name |
|---|---|
| Address | 5368 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0055381670 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 5538/1670 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,887.00 (+59.05%) | $445,700 (+45.79%) Land $80,000 Building $365,700 | $445,700 (-2.86%) Land $80,000 Building $365,700 |
| 2023 | $4,330.00 (+7.55%) Homeowner's exemption | $305,716 (+6.52%) | $458,800 (+20.99%) Land $80,000 Building $378,800 |
| 2022 | $4,026.00 Homeowner's exemption | $287,006 | $379,200 Land $55,000 Building $324,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 383 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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