5366 Tower St, Dade City, FL 33523 Property Records

Hernando County property record for 5366 Tower St, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 2020
Lot Size	0.311 acres (13,529 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R03-123-21-0962-0000-1890`

Property Details

APN / Parcel Number

Primary APN	`R03-123-21-0962-0000-1890`
Alternative APNs	`00046462` `46462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,623 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,529 sqft (0.311 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00046462
Street Address	5366 TOWER ST
City	DADE CITY
State	FL
Zip	33523-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE MANOR FARMS UNIT 2 REPLAT LOT 189
Legal Range	21E
Legal Township	23S
Legal Section	03
Legal Subdivision	RIDGE MNR FARMS UN 2 REPL 1B
Legal Lot Number	189
Jurisdiction	HERNANDO FL
Township / Civil Division	RIDGE MANOR
Census Block Group	2
Census Block	2015
Census Tract	40101

Owner

Source: Hernando County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5366 TOWER ST, DADE CITY, FL 33523-9067
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 5, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jun 3, 2019	Warranty Deed, Transfer MAGNOLIA TITLE AGENCY INC, MAGNOLIA TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 8, 2026
Transfer Doc	0000025095
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 16, 2026
Property Address	5366 TOWER ST, DADE CITY, FL 33523-9067
Document Number	0000025095
Book / Page	4696 / 107
Instrument Date	Apr 8, 2026
Instrument	202625095
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5366 TOWER ST, DADE CITY, FL 33523-9067

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	5366 TOWER ST, DADE CITY, FL 33523-9067
Document Number	0039021990
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5366 TOWER ST RIDGE MANOR FL 335239067, RIDGE MANOR, FL 33523-9067

Mortgage

Document Number	0039021990
Date	Oct 22, 2020
Book Page	003902/001990
Instrument	65978

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 3, 2019
Property Address	5366 TOWER ST, DADE CITY, FL 33523-9067
Document Number	0037101195
Book / Page	003710 / 001195
Instrument Date	Apr 26, 2019
Instrument	33921
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	MAGNOLIA TITLE AGENCY INC, MAGNOLIA TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 773 LACOOCHEE FL 335370773, LACOOCHEE, FL 33537-0773

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (+22.45%) Homeowner's exemption	$196,751 (+5.99%)	$287,779 (-1.91%) Land $15,558 Building $272,221
2023		$185,637 Land $185,637
2022	$2,218.00		$293,374 Land $15,558 Building $277,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	19 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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