Santa Rosa County property record for 5366 Harmony Ln, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,073 sqft · built 2019 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $299,000 (Feb 2024) |
| Tax Bill | $2,427 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2S-27-0000-00143-0000 |
| Primary APN | 19-2S-27-0000-00143-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Gross Area | 1,513 sqft |
| 1st Floor Area | 1,073 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 90 ft deep x 151 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5366 HARMONY LN |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** 19-2S-27 UNREC AIRWAY ACRES LOT 17: COM AT SW COR OF 19-2S-27W; THN N90*0E ON S SEC LN 200 FT; THN N01*1439E 130 FT TO N R/W OF PALMETTO LN FOR POB; THN N84*0402E ON R/W 150.90 FT; THN N01*2607W 95.75 FT; THN S79*4120W |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 19 |
| Legal Subdivision | AIRWAY ACRES UNREC SUB |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10824 |
5366 Harmony Ln is owner-occupied and held in a trust since February 2024.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC |
| Feb 6, 2024 | Warranty Deed, Transfer NOT AVAILABLE, WAY POINT TITLE LLC |
| Jun 4, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Feb 28, 2019 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Jun 22, 2018 | Grant Deed, Transfer |
| Apr 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 20244913 |
| Deed Book / Page | 4471 / 1560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0041831861 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4183/1861 |
| Instrument | 202164475 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DIAMOND BAR, CA 91765 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 6, 2024 |
| Property Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0044711560 |
| Book / Page | 4471 / 1560 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 202404913 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | NOT AVAILABLE, WAY POINT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 MCABEE CT APT 107, 107, GULF BREEZE, FL 32561-4758 |
| Name | Verified Name |
|---|---|
| Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 4, 2019 |
| Property Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0038351529 |
| Book / Page | 3835 / 1529 |
| Instrument Date | May 23, 2019 |
| Instrument | 201923223 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0038351531 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 3835/1531 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0038091539 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820 |
| Investor | Possibly a Property Investor |
| Document Number | 0038091539 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 003809/001539 |
| Instrument | 8943 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0037401808 |
| Book / Page | 003740 / 001808 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 26446 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7056 NELSON ST NAVARRE FL 325669726, NAVARRE, FL 32566-9726 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 12, 2018 |
| Property Address | 5366 HARMONY LN, GULF BREEZE, FL 32563-9307 |
| Document Number | 0037180467 |
| Book / Page | 003718 / 000467 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 14466 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5148 CEDAR ST GULF BREEZE FL 325638847, GULF BREEZE, FL 32563-8847 |
The 2025 property tax bill for 5366 Harmony Ln was $2,427, up 116.1% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 (+116.12%) | $225,246 (+64.57%) Land $63,000 Building $162,246 | $225,246 (+1.56%) Land $63,000 Building $162,246 |
| 2024 | $1,123.00 (-13.62%) Homeowner's exemption | $136,872 (+3%) | $221,776 (+0.37%) Land $63,000 Building $158,776 |
| 2023 | $1,300.00 (+3.34%) Homeowner's exemption | $132,885 (+3%) | $220,963 (+12.54%) Land $63,000 Building $157,963 |
| 2022 | $1,258.00 Homeowner's exemption | $129,015 | $196,345 Land $49,000 Building $147,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5366 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 281 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 units insured incl. 14 condo units |
| Nearby Flood Claims | 37 (1995–2020) |
| Claims Outside the SFHA | 8 of 37 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5366 Harmony Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Broadband Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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