5366 Brooks Chapel Rd, Ellenboro, NC 28040 Property Records

Cleveland County property record for 5366 Brooks Chapel Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 2001
Lot Size	0.943 acres (41,120 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jun 2022)
Tax Bill	$725 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51776`

Property Details

APN / Parcel Number

Primary APN	`51776`
Alternative APNs	`1154280` `1348438` `1358460`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Finished Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	41,120 sqft (0.943 acres)
Porch	Slab
Deck Area	200 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358460
Street Address	5366 BROOKS CHAPEL RD
City	ELLENBORO
State	NC
Zip	28040-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	PT#4 PB18-94 LONG BRANCH EST
Legal Subdivision	DUNCAN CREEK
Legal Block	1
Legal Lot Number	44
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2007
Census Tract	950102

Owner

5366 Brooks Chapel Rd is owned and occupied by two individuals who acquired it in August 2023.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Intrafamily Transfer, Transfer
Jun 17, 2022	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
May 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Deed Document Number	2022200074500
Deed Book / Page	1875 / 2293
Last Transfer Date	Aug 7, 2023
Transfer Doc	0019040924
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Aug 11, 2023
Property Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733
Document Number	0019040924
Book / Page	1904 / 924
Instrument Date	Aug 7, 2023
Instrument	200090682
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 17, 2022
Property Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733
Document Number	0018752293
Book / Page	1875 / 2293
Instrument Date	Jun 17, 2022
Instrument	200074500
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5366 BROOKS CHAPEL RD, 5366, ELLENBORO, NC 28040-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	5366 BROOKS CHAPEL RD, ELLENBORO, NC 28040-9733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017921659
Date	May 30, 2019
Book Page	1792/1659
Instrument	200026802

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 5366 Brooks Chapel Rd was $725, up 11.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$725.00 (+11.88%)	$102,200 (-) Land $14,000 Building $88,200	$102,200 (-) Land $14,000 Building $88,200
2025	$648.00	$102,200 Land $14,000 Building $88,200	$102,200 Land $14,000 Building $88,200
2023		$62,198 (+22.03%) Land $12,500 Building $49,698	$62,198 (+22.03%) Land $12,500 Building $49,698
2022		$50,969 Land $12,500 Building $38,469	$50,969 Land $12,500 Building $38,469

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5366 Brooks Chapel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5366 Brooks Chapel Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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