Santa Rosa County property record for 5365 Overbrook Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1958 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Dec 2025) |
| Tax Bill | $554 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-28-2260-00200-0020 |
| Primary APN | 04-1N-28-2260-00200-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 1,240 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 254 sqft |
| Carport | Carport |
| Carport Area | 254 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5365 OVERBROOK DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 2 BLK 2 LAKEWOOD MANOR 3 AS DES IN OR 4645 PG 37 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD MANOR #3 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10504 |
Source: Santa Rosa County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5365 OVERBROOK DR, MILTON, FL 32570-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Dec 12, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Aug 5, 2025 · Amount on Record |
| Deed Document Number | 202558044 |
| Deed Book / Page | 4688 / 740 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 0039770115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5365 OVERBROOK DR, MILTON, FL 32570-4103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | CHANCELLOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 5365 OVERBROOK DR, MILTON, FL 32570-4103 |
| Document Number | 0041270347 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 4127/347 |
| Instrument | 202136862 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 868 Months |
| Due | Oct 16, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.17% |
| Type Change Date | Jul 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 5365 OVERBROOK DR, MILTON, FL 32570-4103 |
| Document Number | 0046880740 |
| Book / Page | 4688 / 740 |
| Map Reference | MB B PG 37 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 202558044 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 5365 OVERBROOK DR, MILTON, FL 32570-4103 |
| Document Number | 0004688743 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 4688/743 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $554.00 (+2.03%) | $82,406 (+2.9%) | $165,489 (+8.28%) Land $20,000 Building $145,489 |
| 2024 | $543.00 (+7.31%) Homeowner's exemption Disabled Person's exemption | $80,084 (+3%) | $152,830 (+7.65%) Land $20,000 Building $132,830 |
| 2023 | $506.00 (-8.17%) Homeowner's exemption | $77,750 (+3%) | $141,964 (+4.77%) Land $20,000 Building $121,964 |
| 2022 | $551.00 Homeowner's exemption | $75,485 | $135,500 Land $20,000 Building $115,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1990–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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