Calaveras County property record for 5364 Railroad Flat Rd, Mountain Ranch, CA 95246 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,375 sqft Living Area |
| Lot Size | 2.33 acres |
| Garage | 384 sqft |
| Last Sale | $340,000 (2022) |
| Tax Bill | $4,226.00 (2025) |
Source: Calaveras County records · APN 020-019-011-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 151, GLENCOE, CA 95232-0151 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Feb 10, 2022 | Grant Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Nov 19, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| May 12, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2019 · Amount on Record |
| Deed Doc Number | 20222291 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 5364 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5364 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9519 |
| Document Number | 0000008521 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023-008521 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Feb 10, 2022 |
| Property Address | 5364 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9519 |
| Document Number | 0000002291 |
| Map Reference | MB 3 PG 30 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022-002291 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 151, GLENCOE, CA 95232-0151 |
| Document Number | 0000002292 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-002292 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Nov 19, 2019 |
| Property Address | 5364 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9519 |
| Document Number | 0000013582 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 13582 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $233.53 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | May 12, 2017 |
| Property Address | 5364 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9519 |
| Document Number | 0000005153 |
| Instrument Date | May 10, 2017 |
| Instrument | 5153 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | DEL NORTE COUNTY TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5364 RAILROAD FLAT RD MOUNTAIN RANCH CA 952469519, MOUNTAIN RANCH, CA 95246-9519 |
| Document Number | 5154 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 5154 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $367,916 (+2%) Land $37,884 Building $330,032 | |
| 2025 | $4,226.00 (+2%) | $360,703 (+4.04%) Land $37,142 Building $323,561 |
| 2023 | $4,143.00 (+10.6%) | $346,698 Land $35,700 Building $310,998 |
| 2022 | $3,746.00 |
Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Very High above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | About 1 in 64 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 020-019-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,375 sqft Living Area |
| 1st Floor | 1,375 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Lot Area | 101,930 sqft |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 384 sqft Garage |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Old Parcel Number | 020-019-011 |
|---|---|
| Street Address | 5364 RAILROAD FLAT RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EL RANCHO LOMA SERENA 1 2 3 LOT 73 |
| Legal Subdivision | EL RANCHO LOMA SERENA |
| Legal Lot Number | 73 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Minor Civil Division | SAN ANDREAS |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 302 |
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