5364 Pine Ridge Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 5364 Pine Ridge Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Owner	Company Name on File
Last Sale	$824,900 (Nov 2021)
Tax Bill	$6,857 (2024)
Deeds & Mortgages	Nov 2021 Sale Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42900-003-5364`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42900-003-5364`
Alternative APN	`1053105`

Location & Zoning

Account Number	1053105
Street Address	5364 PINE RIDGE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-4212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5364, BLDG 3, PHASE 3, PINE RIDGE VILLAS AND A FRACTIONAL INTEREST IN ALL COMMON AREAS AND APPURTENENT LIMITED COMMON
Legal Range	21W
Legal Township	02S
Legal Section	26
Legal Subdivision	PINE RIDGE VILLAS
Legal Phase	3
Legal Block	3
Legal Lot Number	5364
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5364 Pine Ridge Ln, a condominium, is owned by a company that bought it in November 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	1429 DOGWOOD VW, LITTLE ELM, TX 75068-3054
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Aug 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA
Oct 5, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Sep 22, 2004 · Amount on File
Deed Document Number	0032232291
Deed Book / Page	3223 / 2291
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 2, 2021
Property Address	5364 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0032232291
Book / Page	3223 / 2291
Map Reference	MB 2544 PG 180-256
Instrument Date	Oct 29, 2021
Instrument	20210054563
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$5,774.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9300 BAYTOWNE WHARF BLVD UNIT 406, 406, MIRAMAR BEACH, FL 32550-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 YARDLEY CT, DALLAS, TX 75248-2138

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5364 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030830868
Date	Aug 27, 2018
Book Page	3083/0868
Instrument	2018000028755

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SARASOTA, FL 34236

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	126 Months
Due	Feb 23, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5364 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0031212998
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5364 PINE RIDGE LN MIRAMAR BEACH FL 325504212, MIRAMAR BEACH, FL 32550-4212

Mortgage

Document Number	0031212998
Date	Oct 21, 2019
Book Page	003121/002998
Instrument	36611

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$782,880 Building $782,880	$782,880 Building $782,880
2024	$6,857.00 (+12.54%)
2023	$6,093.00 (+10.14%)	$686,488 (+15%) Building $686,488	$686,488 (+15%) Building $686,488
2022	$5,532.00	$596,946 Building $596,946	$596,946 Building $596,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5364 Pine Ridge Ln in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5364 Pine Ridge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Pine Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures