5363 Co Rd 4604, Commerce, TX 75428 Property Records

Hunt County property record for 5363 Co Rd 4604, Commerce, TX 75428

Property Summary

Property Type	General Agricultural/Rural
Details	1,668 sqft · built 1974
Lot Size	24.7 acres (1,077,674 sqft)
Owner	Individual Name on Record
Last Sale	$322,192 (Sep 2026)
Tax Bill	$831 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2025 Mortgage
Flood Zone	Zone A (high risk)
APN	`0782-0110-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0782-0110-0000-30`
Alternative APNs	`R31390` `31390`

Interior

Stories	1 Story
Building Area	1,668 sqft Gross Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Lot Area	1,077,674 sqft (24.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Shed	1 Shed
Shed Area	400 sqft

Location & Zoning

Street Address	5363 COUNTY ROAD 4604
City	COMMERCE
State	TX
Zip	75428-5327
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	A0782 MCBEE S R,TRACT 11, ACRES 24.74
Legal Subdivision	MCBEE S R
Legal Tract	11
Legal Block	1
Legal Lot Number	11
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1005
Census Tract	960100

Owner

Source: Hunt County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 ACADIA DR, PLANO, TX 75023-7218
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK
Jul 18, 2025	Vendor's Lien, Transfer · ARM CYPRESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	202618010
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNT TX
Recording Date	Sep 22, 2026
Property Address	5363 COUNTY ROAD 4604, COMMERCE, TX 75428-5327
Document Number	0000018010
Instrument Date	Sep 21, 2026
Instrument	202618010
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ACADIA DR, PLANO, TX 75023-7218

Mortgage

Document Number	0000018011,
Date	Sep 22, 2026
Instrument	202618011

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 18, 2025
Property Address	5363 COUNTY ROAD 4604, COMMERCE, TX 75428-5327
Document Number	0000013129
Map Reference	DOC 2025-11657
Instrument Date	Jul 11, 2025
Instrument	2025-13129
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	KINCY ABSTRACT & SABINE TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19782 F RD, DELTA, CO 81416-9230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5363 COUNTY ROAD 4604, COMMERCE, TX 75428-5327

Mortgage

Document Number	0000013130
Date	Jul 18, 2025
Instrument	2025-13130

Lender

Name	CYPRESS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,425 (-96.34%) Land $2,425	$285,153 (-33.35%) Land $285,153
2025	$831.00 (-13.89%)	$66,314 (-51.49%)	$427,850 (+4.16%) Land $357,650 Building $70,200
2024	$965.00 (+445.2%)
2023		$136,710 Land $10,030 Building $126,680	$410,760 Land $284,080 Building $126,680
2022	$177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Verizon.

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