Osceola County property record for 5361 Silver Thistle Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,398 sqft · built 2010 |
| Lot Size | 0.126 acres (5,532 sqft) |
| Owner | Company Name on File |
| Last Sale | $316,600 (Sep 2025) |
| Tax Bill | $2,545 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 156237 |
| Primary APN | 156237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,398 sqft Heated Area |
| Gross Area | 2,890 sqft |
| 1st Floor Area | 1,134 sqft |
| Upper Floors Area | 1,264 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,532 sqft (0.126 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 180 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 156237 |
|---|---|
| Street Address | 5361 SILVER THISTLE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 439 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 669 |
| Legal Block | 1 |
| Legal Lot Number | 439 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 43303 |
Source: Osceola County records · APN 156237
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 410 N SCOTTSDALE RD STE 1000, 1000, TEMPE, AZ 85288-7095 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACRISURE MORTGAGE LLC |
| Sep 08, 2025 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2025 · Amount on Record |
| Deed Sale | Sep 08, 2025 · Amount on Record |
| Prior Sale | Jul 14, 2010 · Amount on Record |
| Deed Document Number | 2025111430 |
| Deed Book / Page | 6846 / 613 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5361 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7099 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6952 SEA CORAL DR 400, 400, ORLANDO, FL 32821-8046 |
| Document Number | 0069121400 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 6912/1400 |
| Instrument | 2026010585 |
| Name | ACRISURE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 08, 2025 |
| Property Address | 5361 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7099 |
| Document Number | 0068460613 |
| Book / Page | 6846 / 613 |
| Map Reference | MB 20 PG 31-36 |
| Instrument Date | Sep 02, 2025 |
| Instrument | 2025111430 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,216.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 BOVINE LN, EASLEY, SC 29640-7887 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1000, 1000, TEMPE, AZ 85288-7095 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,545.00 (+3.67%) Homeowner's exemption | $185,087 (+2.9%) | $338,300 (+2.64%) Land $75,000 Building $263,300 |
| 2024 | $2,455.00 (+2.89%) Homeowner's exemption | $179,871 (+3%) | $329,600 (+4.04%) Land $67,000 Building $262,600 |
| 2023 | $2,386.00 (+3.92%) Homeowner's exemption | $174,633 (+3%) | $316,800 (+2.99%) Land $60,000 Building $256,800 |
| 2022 | $2,296.00 Homeowner's exemption | $169,547 | $307,600 Land $55,000 Building $252,600 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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