5360 Gardner Ct, Williamsburg, VA 23188 Property Records

James City County property record for 5360 Gardner Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 1988
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Jul 2023)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-4 06-0-0028-A`

Property Details

APN / Parcel Number

Primary APN	`32-4 06-0-0028-A`
Alternative APN	`6701`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	1,699 sqft (0.039 acres)
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6701
Street Address	5360 GARDNER CT
City	WILLIAMSBURG
State	VA
Zip	23188-1981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFA
Legal Description	L-28 S-4 CHISEL RUN
Legal Subdivision	CHISEL RUN
Legal Lot Number	28
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1009
Census Tract	80205

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5360 GARDNER CT, WILLIAMSBURG, VA 23188-1981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
May 28, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20237425
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 17, 2023
Property Address	5360 GARDNER CT, WILLIAMSBURG, VA 23188-1981
Document Number	0202307425
Instrument Date	Jul 10, 2023
Instrument	202307425
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5360 GARDNER CT, WILLIAMSBURG, VA 23188-1981

Mortgage

Document Number	0202307426
Date	Jul 17, 2023
Instrument	202307426

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5360 GARDNER CT, WILLIAMSBURG, VA 23188-1981
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210016607
Date	Aug 13, 2021
Instrument	210016607

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5360 GARDNER CT, WILLIAMSBURG, VA 23188-1981
Document Number	0000008135
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5360 GARDNER CT WILLIAMSBURG VA 231881981, WILLIAMSBURG, VA 23188-1981

Mortgage

Document Number	0000008135
Date	Jun 4, 2019
Instrument	8135

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 3, 2026

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5360 GARDNER CT, WILLIAMSBURG, VA 23188-1981
Document Number	0000017590
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017590
Date	Sep 5, 2017
Instrument	17590

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 4, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (+48.25%)	$225,100 (+28.56%) Land $38,500 Building $186,600	$225,100 (+28.56%) Land $38,500 Building $186,600
2023		$175,100 (-) Land $38,500 Building $136,600	$175,100 (-) Land $38,500 Building $136,600
2022		$175,100 Land $38,500 Building $136,600	$175,100 Land $38,500 Building $136,600
2019	$1,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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