5360 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5360 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 993 sqft · built 2022
Lot Size	1.49 acres (65,188 sqft)
Owner	Individual Name on Record
Tax Bill	$8,922 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R22911-331-1300`

Property Details

APN / Parcel Number

Primary APN	`R22911-331-1300`
Alternative APN	`51534`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,230 sqft Living Area
Gross Area	4,876 sqft
1st Floor Area	2,620 sqft
Upper Floors Area	1,612 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Concrete
Lot Area	65,188 sqft (1.49 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	646 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	749 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5360 E HARBOR RD
City	FREELAND
State	WA
Zip	98249-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	138 - IN GL 2 & SE NW BG SECR HAZENS BCH N57W265.8 TO CON MON N57W38.18 S32W200TPB N57W TO GL LN NELY TP 100FR LN MEAS RA TO & PARW LN S57E TO CO RD SWLY ALG NWLY LN CO RD TP S57E FR TPB N57W TPB INCL ADJ TIDES TGW & SUB EZ AF#91004799
Legal Range	2E
Legal Township	29N
Legal Section	11
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2029
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5360 E HARBOR RD, FREELAND, WA 98249-9534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2003
Transfer Doc	0004085268
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5360 E HARBOR RD, FREELAND, WA 98249-9534
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004537508
Date	Jan 10, 2022
Instrument	4537508

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5360 E HARBOR RD, FREELAND, WA 98249-9534
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004536801
Date	Dec 29, 2021
Instrument	4536801

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,922.00 (+20.23%)
2025		$1,133,420 (-1.13%) Land $601,000 Building $532,420	$1,133,420 (-1.13%) Land $601,000 Building $532,420
2023	$7,421.00	$1,146,373 (+3.19%) Land $701,000 Building $445,373	$1,146,373 (+3.19%) Land $701,000 Building $445,373
2022		$1,110,933 Land $701,000 Building $409,933	$1,110,933 Land $701,000 Building $409,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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