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536 Spruce Dr, Naperville, IL 60540 Property Records

DuPage County property record for 536 Spruce Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,102 sqft · built 2022
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$326,000 (Jun 2021)
Tax Bill$26,636 (2025)
Deeds & MortgagesJun 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN07-25-210-006

Property Details

APN / Parcel Number

Primary APN07-25-210-006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,102 sqft Living Area
Gross Area5,595 sqft
1st Floor Area1,793 sqft
2nd Floor Area2,009 sqft
Basement Area1,793 sqft
Finished Basement1,300 sqft
Unfinished Basement493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTri-Level
Construction TypeBrick
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions12 ft deep x 9.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address536 SPRUCE DR
CityNAPERVILLE
StateIL
Zip60540-7233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 11
Legal SubdivisionMOSER HIGHLANDS
Legal Block13
Legal Lot Number20
Legal Unit11
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2014
Census Tract846523

Owner

536 Spruce Dr is owned and occupied by two individuals who bought it in June 2021.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address536 SPRUCE DR, NAPERVILLE, IL 60540-7233
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021 · Amount on File
Deed SaleJun 28, 2021 · Amount on File
Prior SaleMay 11, 2021 · Amount on File
Deed Document Number202198347
Prior Transfer DateAug 7, 1997
Prior Transfer Doc0000121854
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 28, 2021
Property Address536 SPRUCE DR, NAPERVILLE, IL 60540-7233
Document Number0000098347
Map ReferenceDOC 933603
Instrument DateJun 17, 2021
InstrumentR2021-098347
Transaction TypeConstruction Loan
Record UpdatedAug 5, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$326.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address536 SPRUCE DR, NAPERVILLE, IL 60540-7233

Mortgage

Document Number0000098348
DateJun 28, 2021
InstrumentR2021-098348
Lender
NameFIRST MIDWEST BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 536 Spruce Dr was $26,636 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,636.00$464,835 Land $72,511 Building $392,324$1,394,505 Land $217,533 Building $1,176,972
2022$13,911.00 Homeowner's exemption$55,430 Land $55,430$166,290 Land $166,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 536 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1983)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 536 Spruce Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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