Washington County property record for 536 Ridge Ave, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,428 sqft · built 1911 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on Record |
| Last Sale | $32,000 (Nov 2025) |
| Tax Bill | $1,363 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-007286 |
| Primary APN | 03-007286 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Total Area |
| Attic | Attic |
| Attic Area | 330 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 251 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007286 |
|---|---|
| Street Address | 536 RIDGE AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5354 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | LOT 9 2,473 SQ FT 536 RIDGE AVE |
| Legal Subdivision | WEST END IMPROVEMENT COMPANY ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 900 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11375 LAFAYETTE RD, MERCERSBURG, PA 17236 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 25, 2025 | Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Nov 10, 2025 | Deed, Transfer · Conventional Mortgage CNB BANK INC |
| Dec 27, 2024 | Deed, Transfer · Stand-Alone First Mortgage HIGH GROUND HOLDINGS LLC |
| Nov 27, 2018 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2025 · Amount on Record |
| Deed Book / Page | 7810 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0070690098 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 7069/98 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 25, 2025 |
| Property Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0078100369 |
| Book / Page | 7810 / 369 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11375 LAFAYETTE RD, MERCERSBURG, PA 17236 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 10, 2025 |
| Property Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0077990265 |
| Book / Page | 7799 / 265 |
| Map Reference | FO 33 |
| Instrument Date | Nov 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,824.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0007799273 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 7799/273 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 27, 2024 |
| Property Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0075980060 |
| Book / Page | 7598 / 60 |
| Map Reference | PL 1 FO 33 |
| Instrument Date | Dec 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 E IRVIN AVE, HAGERSTOWN, MD 21742-3455 |
| Document Number | 0000075968 |
|---|---|
| Date | Dec 27, 2024 |
| Instrument | 759//68 |
| Name | HIGH GROUND HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jun 23, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 27, 2018 |
| Property Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0058760371 |
| Book / Page | 5876 / 0371 |
| Map Reference | PL1 FO33 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 536 RIDGE AVE, HAGERSTOWN, MD 21740-5354 |
| Document Number | 0005876377 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 5876/377 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,363.00 (+41.68%) Homeowner's exemption | $149,600 (+41.67%) | $237,600 (+125%) Land $20,000 Building $217,600 |
| 2025 | $962.00 (+28.1%) | $105,600 (+19.1%) Land $20,000 Building $85,600 | $105,600 (-) Land $20,000 Building $85,600 |
| 2023 | $751.00 Homeowner's exemption | $88,667 | $105,600 Land $20,000 Building $85,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1991–1998) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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