536 Ocean Cay Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 536 Ocean Cay Dr, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 2017
Square Footage	4,420 sqft Living Area
Lot Size	19,600 sqft (0.45 acres)
Occupancy	Owner Occupied
Last Sale	$4,500,000 (2023)
Tax Bill	$30,584.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00453475-015200`
Alternative APNs	`33613900453475015200` `1556611`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,420 sqft Living Area
1st Floor Area	4,420 sqft 1st Floor
Attic Area	1,032 sqft Attic
Attic	Attic
Stories	3 Stories
Flooring	Marble
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	19,600 sqft (0.45 acres)
Garage Type	Carport
Garage Area	1,032 sqft Garage
Carport	Carport
Carport Area	1,032 sqft Carport

Exterior Amenities

Pool Area	189 sqft Pool
Patio Area	2,969 sqft Patio
Porch	Open Porch
Porch Area	860 sqft Porch
View / Lot	Canal
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1556611
Street Address	536 OCEAN CAY DR
City	KEY LARGO
State	FL
Zip	33037-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 536 PORT LARGO FIFTH ADDN PB6-109 KEY LARGO AND 1/41 INT IN PVT ROAD OR796-2450 OR954-1327 OR998-1982 OR998-1983/84 OR1003-1510/13E OR1029-2472/78 OR1316-245/46 OR1829-391 OR2111-1536 OR2189-1961/62C OR2446-1036/38C/T OR2449-194/97 OR2455-1480/81
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	PORT LARGO 5TH ADD
Legal Lot Number	536
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2015
Census Tract	970500

Owner

Source: Monroe County records · APN 00453475-015200

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	536 OCEAN CAY DR, KEY LARGO, FL 33037-4345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Mar 21, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20232409703
Deed Book / Page	3215 / 711
Prior Transfer Date	Feb 28, 2010
Prior Transfer Doc	0024551480
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 10, 2023
Property Address	536 OCEAN CAY DR, KEY LARGO, FL 33037-4345
Document Number	0032150711
Book / Page	3215 / 711
Map Reference	MB 6 PG 109
Instrument Date	Mar 09, 2023
Instrument	2409703
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$31,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	757 SE 17TH ST # ST114, ST114, FORT LAUDERDALE, FL 33316-2960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 OCEAN CAY DR, KEY LARGO, FL 33037-4345

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	536 OCEAN CAY DR, KEY LARGO, FL 33037-4345
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 S POINTE DR, MIAMI BEACH, FL 33139-7319

Mortgage

Document Number	0031692347
Date	Apr 26, 2022
Book Page	3169/2347
Instrument	2372576

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 21, 2022
Property Address	536 OCEAN CAY DR, KEY LARGO, FL 33037-4345
Document Number	0031620613
Book / Page	3162 / 613
Map Reference	MB 6 PG 109
Instrument Date	Mar 16, 2022
Instrument	2366745
Transaction Type	Transfer
Record Updated	Apr 08, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$29,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14260 RIVER STORY DR, 14260, JACKSONVILLE, FL 32223-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 SE 17TH ST # 114, 114, FORT LAUDERDALE, FL 33316-2960

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,881,760 (+2.7%) Land $2,219,554 Building $1,662,206	$3,881,760 (+2.7%) Land $2,219,554 Building $1,662,206
2024	$30,584.00 (-0.18%)
2023	$30,638.00 (+42.73%)	$3,779,842 (+13.41%) Land $2,033,354 Building $1,746,488	$3,779,842 (+13.41%) Land $2,033,354 Building $1,746,488
2022	$21,465.00	$3,333,013 Land $1,720,538 Building $1,612,475	$3,333,013 Land $1,720,538 Building $1,612,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

536 Ocean Cay Dr, Key Largo, FL 33037 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on Ocean Cay Dr

Nearby Streets

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