536 Isbell Ln, Decherd, TN 37324 Property Records

Franklin County property record for 536 Isbell Ln, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,392 sqft · built 2024
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jun 2025)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2024 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026057 00301`

Property Details

APN / Parcel Number

Primary APN	`026057 00301`
Alternative APN	`057 00301`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	720 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Garage Type	Finished
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	536 ISBELL LN
City	DECHERD
State	TN
Zip	37324-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: R02 1 ADDITIONAL MOBILE HOME
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2083
Census Tract	960100

Owner

536 Isbell Ln is owned and occupied by an individual who bought it in June 2025.

Source: Franklin County records, as of January 29, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	536 ISBELL LN, DECHERD, TN 37324-3959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Dec 5, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Sep 12, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Jun 5, 2025	Warranty Deed, Transfer CITIZENS COMMUNITY BANK
Jul 16, 2021	Warranty Deed, Transfer WOODEN TITLE AND ESCROW, WOODLAND TITLE & ESCROW
Jul 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	25003729
Deed Book / Page	D495 / 758
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	Jun 22, 2026
Property Address	536 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0000004479
Book / Page	1625 / 687
Instrument Date	Jun 15, 2026
Instrument	20264479
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	536 ISBELL LN, DECHERD, TN 37324-3959

Mortgage

Document Number	0000004479,
Date	Jun 22, 2026
Book Page	1625/687
Instrument	20264479

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	536 ISBELL LN, DECHERD, TN 37324-3959
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S WAITE ST, MANCHESTER, TN 37355-1752

Mortgage

Document Number	0024007451
Date	Dec 5, 2024
Book Page	T1549/641
Instrument	24007451

Lender

Name	FIRSTBANK
Type	Bank
Address	1221 BROADWAY STE 1300, NASHVILLE, TN 37203

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	536 ISBELL LN, DECHERD, TN 37324-3959
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S WAITE ST, MANCHESTER, TN 37355-1752

Mortgage

Document Number	0024005549
Date	Sep 12, 2024
Book Page	T1539/205
Instrument	24005549

Lender

Name	FIRSTBANK
Type	Bank
Address	1221 BROADWAY STE 1300, NASHVILLE, TN 37203

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 5, 2025
Property Address	536 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0025003729
Book / Page	D495 / 758
Instrument Date	Jun 4, 2025
Instrument	25003729
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	NBA TITLE AND ESCROW LLC, A TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	536 ISBELL LN, DECHERD, TN 37324-3959

Mortgage

Document Number	0025003730
Date	Jun 5, 2025
Instrument	25003730

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	11 Months
Due	May 5, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 16, 2021
Property Address	536 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0021006295
Book / Page	D0456 / 518
Instrument Date	Jul 16, 2021
Instrument	21006295
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	WOODEN TITLE AND ESCROW, WOODLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$57.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 OAK ST, MANCHESTER, TN 37355-1863
Investor	Possibly a Property Investor

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 1, 2021
Property Address	536 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0021005825
Book / Page	D0456 / 63
Instrument Date	Jul 1, 2021
Instrument	21005825
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$14.80
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 ISBELL LN, DECHERD, TN 37324-3961

Tax Assessment & Valuation

The 2025 property tax bill for 536 Isbell Ln was $1,062.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$53,250 Land $4,100 Building $49,150
2023		$5,350 Land $4,100 Building $1,250
2022	$100.00		$213,000 Land $16,400 Building $196,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 536 Isbell Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 536 Isbell Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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